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can i file bk?

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    can i file bk?

    we were just sued for 3,200, we have about 20,000 in old bills, repos, hospital bills. my husband makes 30,000 and im a stay at home mom. Is bankruptcy a good idea?

    #2
    Originally posted by sadgirl2 View Post
    we were just sued for 3,200, we have about 20,000 in old bills, repos, hospital bills. my husband makes 30,000 and im a stay at home mom. Is bankruptcy a good idea?
    Before we can help you sort that out, we need a little more information:
    - What state are you in?
    - Looking back the last six full calendar months (May-Oct) at ALL sources of income, how much did your household make?
    - How many children are living with you? Do you have other adults living in the home with you full-time?
    - Do you want to keep major assets (house, cars) after you file? If yes, are you current on those loan payments?

    Hang in there - you are among folks here who understand where you are at the moment. Once you give us more info, we can better help you sort out what's possible in your situation.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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