Question Fiance's parents filing, her mom's name on auto title

[worriedinMO]

My fiance's mom had co-signed with her when she bought her olds alero.

The auto loan to GMAC was paid off last october.

A couple of weeks ago, my fiance and I took out a new loan on the alero to pay for our upcoming wedding. We haven't had a chance to run by the DMV and re-title the loan listing the credit union as the lien holder.

Yesterday, they suprised us and filed ch7.

I need to re-title the car listing the credit union as a lien holder. I don't think her mom realized that she was still on the title for the alero, so she didn't list it as an asset.

Can i re-title the car leaving her mom off? or is that concealing assets since she already filed?

what are the chances that if i do leave her off, they'll find out about the car anyway?

the loan we just took out is for about 80% of the value of the car, so there's not a lot of equity to recover.

(i'm kicking myself for procrastinating going by the DMV)

thanks

[CatsInTrouble]

ok, I am not a b- - - -, so I mean to say this very very nicely.

You know how you probably felt when you came on this board- "wow, glad I'm not in THAT situation."? Well, I want to tell you something:

***I also refi-ed a car for a WEDDING***

And look where I am now. Dumbest thing I ever did.

Sorry, no idea on your original Q, though. Good luck. With everything.