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Has anyone else had their Citi cards go 0 fees

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    Has anyone else had their Citi cards go 0 fees

    and 0% interest? The last two months both my very large Citi cards stopped charging interest and late fees..
    Not that it makers much, but what do you all think is going on with them?

    #2
    They finally got a conscience?


    HAHAHAHAHAHAHAHA!

    Just kidding, that would never happen.


    Are you in default? Maybe it was charged off and bought by a CA?

    You mentioned late fees, so I am assuming you are behind in payments?

    Did you file BK yet? Perhaps they are doing something behind the scenes to accomodate your filing?

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      #3
      I'm behind 5 months and no filing yet..dont think its been charged off yet..Still getting calls from them and statements..very strange.

      Comment


        #4
        Originally posted by ready2puke View Post
        and 0% interest? The last two months both my very large Citi cards stopped charging interest and late fees.. Not that it makers much, but what do you all think is going on with them?
        Citi is desperate to get cash flowing and are finally realizing that trying to get blood from a turnip - the method they and all the other cc's used with a vengeage for the last ten years - ain't workin' now that they've driven so many people over the financial brink with 30% interest and overly punitive late fees. This is WAY too little done WAY too late.
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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