Audit please write me someone

[denisejohn65]

By the way....LOL I went to the Dr and got some Xanax. 1 mg Tablet. That stuff is strong....I only took a half last night....It knocked me out. I only need a 1/4 of a tablet. LOL Hey, whatever works...huh?

[denisejohn65]

I finally sent off my paper work to the RANDAM audit people today. What a relief.....I'm not going to worry anymore about it. What good will it do anyway? I guess I wait to see if they need anything else. I want to thank you justbroke for reassuring me about things and putting up with my posts. The 341 is July 20th 09. That is what is next.

[justbroke]

Justbroke. What are the chances that the tt could Audit me? Do they do those to people?

The Trustee doesn't perform this type of audit. This is an automatic audit and is part of the whole Bankruptcy administration process. To tell you the Truth, the U.S. Trustee had stopped doing them becuase it was too expensive for them. They ended up restarting it. They are actually supposed to do 1 in 250, but because it's an unfunded mandate from Congress, chose to stop, and then decided to restart performing only 1 in 1,000 case audits.

Will the tt see this audit that I have to turn it?

The regular Trustee doesn't see this unless there's an inconsistency. The U.S. Trustee gets the "reports" just on the general statistics. Again, if something is inconsistent, they will look further.

They want my divorce decree and any property settlements? Does that mean amy money you would get from your x?

Your lawyer should tell you the specifics. They have even asked for marriage certificates before (to make sure the debtors are actually married. I'm sure someone could just claim to be married. .

I have no other answers for you. The audit is the audit. It's matches what's on your forms with your actual documentation.

[denisejohn65]

Justbroke. What are the chances that the tt could Audit me? Do they do those to people? Will the tt see this audit that I have to turn it?They want my divorce decree and any property settlements? Does that mean amy money you would get from your x? I did get his retirement account for about 14000.00 in 07...but that is long gone spent on divorce lawyer and bills and just living.Then I think I told you in 06 I got half the eq out of the house 8000.00.Same thing...long gone on bills and living. Will this 14000.00 send the tt any red flags or the audit in general? I'm not hiding anything....I have none of it left! I'm sorry....my mind just goes thinking about stuff.

[justbroke]

Justbroke, you have been too kind....thank you for your help.I appreciate all the help and support from everyone that has answered my posts. Thank you! I'm sure I will be a regular on here for a while. I still have to learn how to insert other peoples posts in my posts. You know.....I don't even know how to do that yet.Dah!!

On the "lower" right just under their post... there's a "QUOTE" button. That basically brings in the other person's post between "QUOTE" tags. There's a little etiquette and learning to go with it, but you'll learn over time. (Like, never just quote a large block of text of when quoting something isn't necessary.)

I quoted your text above, just to show you.

[denisejohn65]

Justbroke, you have been too kind....thank you for your help.I appreciate all the help and support from everyone that has answered my posts. Thank you! I'm sure I will be a regular on here for a while. I still have to learn how to insert other peoples posts in my posts. You know.....I don't even know how to do that yet.Dah!!

[justbroke]

He said they will that I have no employer on this other paper work I filled out yesterday. Does that sound right for him to say that???

Yes, you have no issues. You represent the debtor that Congress wanted to have a Chapter 7 available to. I see no issues at all, (prior) income or not.

[dingdong]

Thanks.....I just keep fretting about things...I feel kind of dumb too. I know this has nothing to do with this thread....but I have not even got my letter yet about my filing with the court date yet. I filed June 12th. My lawyer gave me my case # and ct date. Ct date is July 20th

It will probably come in the next day or two.

[denisejohn65]

Thanks.....I just keep fretting about things...I feel kind of dumb too. I know this has nothing to do with this thread....but I have not even got my letter yet about my filing with the court date yet. I filed June 12th. My lawyer gave me my case # and ct date. Ct date is July 20th

[dingdong]

My aunt filed BK over a year ago do to involvement (cosignor on accounts) with her daughter's failed business.

She was one of the 'lucky' random audit winners. She just supplied everything they asked for and never heard about the issue again.



Her attorney told her to not even worry about it.

As long as she fit into the parameters of the BK code, under median, mostly consumer debt, no large luxury purchases right before bk, she would be fine.

And she was. Happily discharged now for over a year.
Basically it just came down to her having to send in more crap (paperwork) and digging the stuff out of her files, which can be a pain in the butt, but as long as you comply, everything will be fine.

good luck and don't worry, if you are low income and in debt, you are the perfect candidate for BK.

[denisejohn65]

I mean they will see I have no employer on my other papers I filled out.

[denisejohn65]

No...I'm not over. I have 30k cc, condo 77000.00, car 10,000.00 and some medical maybe 4000.00. When I filed my income was 32000.00 and some a year, Now I lost my job and its way down now. I told my Lawyer that I lost my job and my income is way down now. I'm living off the alimony 1200.00 a month and retirement 447.00 once a month = 1647.00 a month...he said it don't matter and he did not need to change anything. He said they will that I have no employer on this other paper work I filled out yesterday. Does that sound right for him to say that???

[justbroke]

I know I'm asking too many ?? and I'm sorry but this has me scared. The note on the back page says: The audit involves the verification of the income, expenses and assets reported by you in the BK schedules and statements. You are required to provide additional info and records and cooperate with the audit firm and provide info promptly. So...with that said...it's still ramdom???

Yup, that's the language for the outside (3rd party) audit. It is totally random.

Why do you think, Justbroke that the tt would become interested???

The Trustee could become interested in your case if you're over-the-median income and/or are discharging more than $100K in unsecured debt.

[justbroke]

On this letter it says Yours truly, xxxxx Assistant United States Trustee. Then in the bottem left corner it has the firm that is doing the audit and the guys name, then Chapter 7 case trustee after it. So do you think this is random???Or is this my trustee???

This is random. If you're sending stuff to a "firm" that's doing the Audit, then it's random. This is the random audit.

You would not have received a letter like that if it was the U.S. Trustee himself.

[denisejohn65]

I know I'm asking too many ?? and I'm sorry but this has me scared. The note on the back page says: The audit involves the verification of the income, expenses and assets reported by you in the BK schedules and statements. You are required to provide additional info and records and cooperate with the audit firm and provide info promptly. So...with that said...it's still ramdom??? Why do you think, Justbroke that the tt would become interested???