Question explain please...

[lifelesson]

Okay the bank we had the travel trailer with got a release to get the trailer back. We choosen not to keep it.

My questions are:

How long will/does it take for the bank to come for the trailer?

Will they call us before they come for it or just come hook up and leave without keys?

Should I call the bank and set up a pick up/drop off?

We owe over $9,000 and they have it valued at $6,500 will we owe the difference?

We are a Chap 7 in Northern Ohio.
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Thanks for answers and help.

[Iwantmyname]

you leave the keys somewhere like in the cab if it has a dash panel somewere. They come when they want. They will not tell you when.

[lifelesson]

Well then I will get everything out of it. Should we call them and make arrangements to drop it off? Any idea how long it will take them to pick up the trailer?

[keepmine]

Just call and arrange a pickup time.
Any deficency balance is unsecured debt and is discharged in your bk.

[lifelesson]

I guess the Atty tried to reach the bank but the bank instead spent $150 to file the stay. Which wasn't needed since we stated we would turn in the trailer.
So a little birdie told me to just let the whole dang thing sit and let the bank do the work since they don't return the calls.

So wishing for 10/23 to arrive. that will be the 60 days.

[kenshirley]

Just remember, many districts are so busy it takes longer than 60 days. That's just a number. Look at our dates below.