Vent, do you ever feel like your life revolves around BK?

[bakergrl]

I have been dealing with this for 6 months now and finally have my 341 coming up in 2 weeks. Lately have been feeling like my life revolves around this BK. Does it ever get better? I just feel like I have put my life on hold because I am afraid to buy things, do things, etc. because I don't want to get reamed at the 341 or for some reason have my case thrown out.

Sorry for the vent, I am having a bad day, on top of everything else with the BK I find out that there is a parent lunch on the exact day/time as my 341 and it really sucks telling my child that I can't be there and they have to sit with some other kids family.

[tigergem]

If you are in a 13, unfortunately, your life will somewhat revolve around your bk. At least I am finding mine does. The all important budget. I never leave home without checking it twice and knowing exactly what I can spend. It's become like a new hobby or something. I feel really darned smart if I figured out a way to save myself $10 here or there.

Sorry to hear about your 341 lunch conflict. I know those things are so important. I don't suppose after waiting 6 months that you want to attempt to reschedule it. Hopefully you will figure out a very special way to make it up to the child.

[bakergrl]

We are a 7. I feel bad because my child is disabled and does not understand why we can't be there. =(

I am crossing my fingers that everything will go okay at the 341 and that we can move on to a debt free life.

If you are in a 13, unfortunately, your life will somewhat revolve around your bk. At least I am finding mine does. The all important budget. I never leave home without checking it twice and knowing exactly what I can spend. It's become like a new hobby or something. I feel really darned smart if I figured out a way to save myself $10 here or there.

Sorry to hear about your 341 lunch conflict. I know those things are so important. I don't suppose after waiting 6 months that you want to attempt to reschedule it. Hopefully you will figure out a very special way to make it up to the child.

[optimistic1]

Unfortunate the masses are, dont feel bad, feel proud that you are utilizing your rights afforded to you as a US citizen, you are doing what is best for your family no doubt, then it will be nothing but a memory.

[JEM]

I do. We haven't even filed yet. Heck, I can't even find a lawyer that I want to retain! So, I'm feeling REALLY frustrated, and like we can't move forward.

[coolmom04]

Absolutely - every.single.day. I can't wait for this to be over.

[ednasouth]

Yes, your life does revolve around BK! For how long? That depends on many things...Ch. 7, Ch. 13, lessons learned, etc. I'm just starting in a Ch. 13. Those first couple of month were BK 24/7, gathering old bank statements, old tax returns, trying to figure out expenses since I never budgeted, etc. A MAJOR pain. I'm taking my as a big wake up call and lessons learned. I'm on a 5 year plan, but plan on living on a reasonable budget after that and save as much as I can. To me this has been a second chance and hopefully it will be a life long lesson.

[blessed]

My husband thinks I'm a little obsessed right now. What can I say? I like to research and feel more comfortable being over prepared and educated.

I do this with everything though, getting pregnant I was obsessed with reading about it. Then buying a house and understanding the process. After the initial uncertainty with this bk I have been very happy about it though. It's not a bad stress once I realized this will HELP us and we CAN keep it a secret.

[justbroke]

Vent, do you ever feel like your life revolves around BK?

Everytime I log on to this BKforum.

[youngbroke]

I was kind of like "blessed" is. My husband has said that I was obsessed with it(mainly because I log onto "bkforum") daily; but I don't hardly post because even though I have researched and researched, I'm still not comfortable giving advice(an occassional opinion here or there, maybe). I think every since June 2009, I have did something with this bankruptcy daily(even though I didn't file until 12/2/09). Thankfully, my date for creditors to object to discharge was on Monday, 3/08/10; so hopefully my actual discharge letter and closing is coming soon.(It took my friend 15 days to get discharged, and 5 days after that to be closed; so, if it's the same for me; here's to hoping that I can get my hamsters in about 2 weeks and be case closed by the end of the month. It has been a long journey, but I'm so looking forward to my fresh start and when this can actually stop being a part of my every day life.....

[lalap123]

Yes, you are not alone in feeling like you do anything without thinking about BK. I've been obsessing about and/or researching this for over a year, and sometimes I think that I've wasted so much time of my life in worrying that I'll go crazy. I can't just sit down and have it off my mind for a second b/c it seems like money subjects come up all the time (e.g., I feel guilty when we go to my in-laws if they mention anything remotely related to money/I feel guilty when I talk to my parents b/c I know how disappointed they would be if they found out/I don't want my neighbors to come over for dinner b/c I'm scared the phone will ring and it will be a creditor/I don't like watching TV anymore b/c of those bank commercials about saving so you can "live the life you want to live" or the car dealerships advertising 0% interest for those who qualify...the list goes on!)

I know it will all be worth it and will be over soon (my 341 is next Monday), but I wonder how long it will take for me to stop obsessing over it?

[tigergem]

I think I did make positive steps toward breaking my bankruptcy obsession when I failed or refused to log in to PACER for 5 straight days after my confirmation. I caved in and did check it last night. Nothing new.

[frogger]

The short answer is yes. My life revolves around it and has for over a year.

Between planning, documentation, and the actual bk, I've been on this project since early 2009. It will be over one day........