Which is the fastest/best?

[tobee43]

Thanks guys! Here we go, online it is! This should be interesting!

oh it was...ours talk a lot about check cashing places and payroll loans...i had never ever even heard of them. then i moved to florida and wow...there are these money places all over that give you payday loans...i think they are called...apparently they are a very big no no...i guess we were ok since i didn't even know what they were.

[tobee43]

To be honest, my pre took about 20 minutes because I did it at my attorney's office and they were rushing to close, so the woman said to put down any answer and click away. My post was done online at home. That is actually timed and has to be done in 115 minutes - no less. That was booooooooring! I actually went through that one by listening to the questions instead of reading.

i know YOU ...YOU cheated...ROFL!!!!! you probably had the answers written on the palm of your hand...didn't you...LOL!!!!!!!!!

[Toby629]

Thanks guys! Here we go, online it is! This should be interesting!

[drowning123]

To be honest, my pre took about 20 minutes because I did it at my attorney's office and they were rushing to close, so the woman said to put down any answer and click away. My post was done online at home. That is actually timed and has to be done in 115 minutes - no less. That was booooooooring! I actually went through that one by listening to the questions instead of reading.

[tobee43]

well....here we go...OURS TOOK OVER 3 HOURS on line...yet, i have heard of others that it took a few minutes??? so i'm totally confused about it.

both our pre-test and post-test took about the same amount of time to do...and we did it together on line. we also paid while others got it for free...we went thru the suggested one from the court..just also to brown nose a bit...this company sent the cert right to the atty and the courts upon completion of the classes..so you will most likely get different answers to the question...the company us to be CCCS...it's another name now tho.

[drowning123]

Take it online at home. You're less committed. It takes about an hour, so during that time you could be multi-tasking.

[Toby629]

Our attorney has given us the option of taking the credit counseling pre-BK class by phone at home or online at home, (love that we can do either at home!). Which way is the quickest and best way to take the class? Thanks!