I am in the process of filling out the mountain of paperwork to submit to my lawyer & am stumped as to what I put in for a dollar amount regarding household maintenance. Help!!
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Add up receipts (if you have them) for the last year and divide by 12. Or, go through your bank statements/check book register to come to an amount. Don't forget lawn care products (lawn & leaf bags, fertilizer etc.) If you've been neglecting house repairs and maintenance, think about what the upcoming year will hold as far as getting things done and estimate them.Filed Chapter 13 02/2006 - Confirmed 05/2006 - Discharged 09/2011
I'm not an attorney. My replies are merely suggestions or observations, not legal advice. As always, consult with an attorney before making any decisions. -
ditto to what newbie stated...and also we added and it went through fine...a "cushion" amount...lets say the roof needs repairs, the water heater goes..etc.
we put in $400 and the trustee's office didn't blink...you are located in a different state then we are...but add for example...snow shoveling..( something i chose to NEVER revisit), salt or icemelt...etc. many times you don't have the actual receipts for those things...if the neighbor hood kids shovel your driveway for $30 a snowfall, we all know it's difficult to project just how much snow will fall.
be reasonable but REAL...that's the best way to list the total....think of everything...EVERY single penny you spend or could....if the you may need an unforeseen repair..ect.
best of luck!8/4/2008
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sval, it depends on whether you own a home or rent. If you rent, an amount such as $50 for tenant-related resposibilities, not including lawn care, should pass muster unquestioned. If you own, then follow previous posters' suggestions.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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Originally posted by ccsjoe View Post
good or excellent point joe!! of course i was assuming OP was a homeowner which we all know what one says about assumptions....
the expenses must make sense for your living environment of course..without say.8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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Why not including lawn care? If you rent, and it is your responsibility, do you list it separately? Just wondering....
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As you simplify your life, the laws of the universe will be simpler; solitude will not be solitude, poverty will not be poverty, nor weakness weakness. ~Henry David ThoreauComment
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oh..YES wantmy...absolutely as long as your paying for it..i would most surly count it as IN!! since it really is!Originally posted by Wantmypeace View PostWhy not including lawn care? If you rent, and it is your responsibility, do you list it separately? Just wondering....8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9Comment
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Lawn care is included under line 17, Other heheheOriginally posted by Wantmypeace View PostWhy not including lawn care? If you rent, and it is your responsibility, do you list it separately? Just wondering....Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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