I feel like I'm spamming the forum today but I feel compelled to share. I finally got up the nerve to call some of the attorneys I had found on the 'net. His secretary transferred me directly to him (its a sole practice) which I was impressed with. He asked a lot of questions about our situation and reassured me that we would be a textbook no-asset CH7. He was also impressed with what I knew about BK already in terms of exemptions, what a 341 meeting is, etc...which of course I owe all to this site
I started out the conversation fairly tense (I was also in a back room at work trying to make sure no one heard me), but talking over our situation with him gave me an overwhelming sense of relief. Since he confirmed a lot of things that I already sort of knew (we'll be a no asset case, we have more than enough exemptions, it's a good idea to buy a car, stock up on food, etc...) it was very calming. I finally feel as though we're going to be OK, even though we have a long road ahead of us. I also spoke with him about the fact that my wife is having a hard time coming to terms with stopping payment on her cards-he assured me that he'll have her convinced that she should have stopped paying yesterday given the predicament we're in. Our consultation is Saturday-I'll update everyone then.
I started out the conversation fairly tense (I was also in a back room at work trying to make sure no one heard me), but talking over our situation with him gave me an overwhelming sense of relief. Since he confirmed a lot of things that I already sort of knew (we'll be a no asset case, we have more than enough exemptions, it's a good idea to buy a car, stock up on food, etc...) it was very calming. I finally feel as though we're going to be OK, even though we have a long road ahead of us. I also spoke with him about the fact that my wife is having a hard time coming to terms with stopping payment on her cards-he assured me that he'll have her convinced that she should have stopped paying yesterday given the predicament we're in. Our consultation is Saturday-I'll update everyone then.
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