Can a friend pay for my tuition before I file for bk?

[cin]

Hahahaha, me, myself, I, and OP ... we all thank you, Lady.

[LadyInTheRed]

cin, OP = Original Poster. In this case, you.

[cin]

And Angelina and Hub, what does OP mean? Other people? Our president?

[cin]

I'm still here. Did a lot of soul searching and realized this is NOT the time to add school to my mess of spinning plates I have in the air .... so I spent a few weeks just trying o CALM THE F DOWN -- I've been having panic attacks almost every day. Once I dropped the school idea, it helped quite a bit.

So now .... job prospects .. not great, but not horrible. I can type about 140 wpm, so while I won't be making 56K again, I think I can manage to find some kind of administrative job somewhere. I assume I will lose about 10K salary, so the condo will be going .. BUT I'm in Massachusetts and can probably drag it out for over a year. Bye bye 800 credit score. I left home at 17, never had help, and worked hard to achieve that. But you know what? It doesn't mean s**t in the end. My goal is not to die with a great credit score. Losing my job after 30 years has been an eye-opener. I wasn't happy there the last decade anyways, it's in a crappy part of Boston (dirty), and I applied fro a few state jobs that look good. Fingers are crossed. If those don't work out, I will apply for a job at the university in boston that has a yaaaad -- a friend works there and loves it. And it's in a great part of town ... restaurants, singers .... so worse case scenario, I live here until I lose it and figure out the job thing. Unemployment kicks in on October 22nd .... I am not saying things are good, because they STILL suck, I STILL wake up in the middle of the night sweating (fear or hot flashes?), still have some panic attacks, but TODAY I feel "normal" ... today I feel unaffected ... I am not worried about becoming an LPN. I paid September's mortgage, and know I will get scared again as October approaches, but I am going to grab the days when my heart isn't pounding with all my might.

There have been days when I thought something was physically wrong with me -- my heart? My pulse racing? I am going to ask my doc for a higher dose of blood pressure medicine. I am only 53, I refuse to keel over because some absolutely disgusting A-holes at a MAJOR Medical University in Boston decided to toss me out the door to save 25K (after three decades!!!), and cut off my medical benefits that same day. This is one of the most expensive universities in the U.S. for M.D. students, no less ....

Okay I'm babbling. I'm just grateful I am not having a panic attack today. I guess that's as far as I can look forward for now .... Thank you all SO SO SO much for everything you've written. And I am not going anywhere, I'll keep reading here, as I've done almost every day.

Oh one last thought: The other university job and state jobs have clerical UNIONS. Believe me no matter HOW you have felt about unions in the past, we sure as he** need them now. We may not be coal miners, but the corporations are treating us like they are. Screw the canary; don't use the company store; don't fall for the hype. There is no loyalty and we are simply tools to enrich the 1%.

[pamkev]

I agree but not in the way you think. I am more of the belief that; "the harder you work, the luckier you get". Not just a platitude but fact. If one gets richer, they somehow found their efforts have paid off and seem to apply further efforts to accumulate more. Once wealthy, money makes money. Remember there are bad eggs in every basket, meaning in every class, race, culture you have successful people and failures. You also have crooks. Lower class have drug dealers upper class have the "Berny madoff's". This is not withstanding fate such as health problems or in today's society, the poor job markets and the real estate fiasco. Put the real estate right at the foot of the makers. Barney Frank and Chris Dodd. They set up banking edicts that made escalating loans to people who were not capable of paying these loans once the escalation clauses came into effect. THEN the banks raked in the loan guarantee funds with glee and foreclosures. I pray we can reverse the cycle of what is happening in our World. 'Hub

I never quite though of it that way and I see where you are coming from. Do we even have a honest politicians now a days

[AngelinaCatHub]

ACHUB,
I do think it's all about them and not a darn thing about us, all laws are aim to keep the rich rich or richer

I agree but not in the way you think. I am more of the belief that; "the harder you work, the luckier you get". Not just a platitude but fact. If one gets richer, they somehow found their efforts have paid off and seem to apply further efforts to accumulate more. Once wealthy, money makes money. Remember there are bad eggs in every basket, meaning in every class, race, culture you have successful people and failures. You also have crooks. Lower class have drug dealers upper class have the "Berny madoff's". This is not withstanding fate such as health problems or in today's society, the poor job markets and the real estate fiasco. Put the real estate right at the foot of the makers. Barney Frank and Chris Dodd. They set up banking edicts that made escalating loans to people who were not capable of paying these loans once the escalation clauses came into effect. THEN the banks raked in the loan guarantee funds with glee and foreclosures. I pray we can reverse the cycle of what is happening in our World. 'Hub

[pamkev]

ACHUB,
I do think it's all about them and not a darn thing about us, all laws are aim to keep the rich rich or richer

[AngelinaCatHub]

So what happened to 'cin"?

[AngelinaCatHub]

ACHub,
I'm sorry I touched a raw emotion (would never want to hurt the one's who help us out the most on this forum.)


I do think we as American people sit back and let politicians do what they want no matter what party they belong to. This has been happening for years.

Pam

You did nothing wrong Pam. The whole thread touched me with the warmth and sympathy and empathy to our OP, a relative total stranger. This is what makes this site such a good place to have friends. All people are anonymous yet it proves how good people still can be, even to a stranger. It give me enthusiasm to believe that in such a World we are seeing out the window and on TV, we can still "Love our fellow man".

It makes me sick to see the last four presidents two Republican and two Democrat come into office with less money than they leave. Clinton for example two million dollars for a speech in CHINA. (A payoff?) The big bankers, and the military industrial complex, all feathering their own bed while we lose our livelihoods and homes. Our ultimate leader of Law and order breaking the law to filter guns to our enemies, causing death of innocents, then refusing lawful orders in Court (Eric Holder).

I could rant on, but there is only one thing a citizen can do (so far) is to vote. Not on popularity or looks, but results. We have been lied to for years, 4 yrs Bush Sr., 8 yrs Clinton, 8 yrs Bush Jr., 3 1/2 Obama. They are all the same. Self serving Goons. Just my opinion, but look at our OP. From what I have observed in her story and from what I've seen in our own life, the bad guys are winning. I see the day that our vote will become useless. We all better wake up. Time and Liberty is running out. 'Hub

[pamkev]

ACHub,
I'm sorry I touched a raw emotion (would never want to hurt the one's who help us out the most on this forum.)


I do think we as American people sit back and let politicians do what they want no matter what party they belong to. This has been happening for years.

Pam

[lillymarlene]

Cin... you are not alone. We've all been that mess and even though I've already filed and things are smoother, I still find myself wondering when the next shoe will fall.

I sure agree with that. Right before I filed I remember of my stomach being in terrible knots for about a week. I felt terrible, and violated from having to answer all kinds of financial and personal questions, to my attorney, virtually a stranger. I just couldn't believe it finally came to this that there was no other way out of my financial mess except to file bankruptcy.

Then of course, this all had to happen, when I'm fairly unemployable, working online and out of my home. My business is a fraction of what it used to be.

Cin, I can understand much of what you're going through. I just try to keep going for my boyfriend and my 2 cats.

[AngelinaCatHub]

Totally agree! Gas jumped 10 cent from yesterday how are the working people gonna keep up. Dozen eggs over 2.00 milk close to 4.00 it's crazy

I wish to state a disclaimer first, before commenting to this thread. My wife, AC, asked me to review this. Our OP is only one of a myriad of poor souls in her situation. No, I'm not taking from her, her pain and personal situation as she is no doubt in pain and agony.

This is NOT a rich person, poor person, white, black, red, blue, dem, rep, situation. It has been coming onto us for years. My agony job wise is 16 years old. Since then I have seen much happen to our Society. This is a Culture of Politics item. People we voted in (NO! DO NOT THINK I'M TALKING PARTIES) as our 'so called' Representatives are those who would send YOUR son, or daughter to WAR for their own gain. Yes, they could get a payoff from some company in the Industrial Complex, but who is really to blame??? WE ARE!

I see empty housing looking as if 60% over 40% occupied in our poor county in FL. Where are these people going and living? What caused this tremendous amount of loss of job and home? Think Politicians? Barney Frank perhaps? Dodd perhaps? Yes and George Bush, as well as Obama. Yes, no color differentiation. A crook is a crook under any color, or political affiliation. It boils down to simple character. Where are our "STATESMEN"? We have no Statesmen, we have Politicians.

Believe me 'cin' if I had the means, I would send you help or take you to my family in FL. I/we once were worth 10 mil in land and funds. Due to a RICH MAN enemy who bled us to poverty, we are helping on BKforum. I really do feel your pain. BUT, I have one promise to you. It will get better. It has for us in that our values have changed. We are happier now than we were when we had disposable income.

You keep that kitty. That could be an Angel in disguise. You did the right thing to keep him. He will help you more than you realize. I know.

This thread has touched me more than many, but the outcome is always better than the start. I've seen it and experience it. 'Hub

[pamkev]

I feel so bad for EVERYONE .... the world is going to shit, and the rich are getting richer .. and STILL they want more.

Totally agree! Gas jumped 10 cent from yesterday how are the working people gonna keep up. Dozen eggs over 2.00 milk close to 4.00 it's crazy

[pamkev]

Cin... you are not alone. We've all been that mess and even though I've already filed and things are smoother, I still find myself wondering when the next shoe will fall. I still start crying in the middle of doing ordinary, mundane tasks. My husband and I are in that age bracket that is very un-employable. I finally found a part time job 4 months ago after searching for 3 years. By part time I mean somewhere between 10 and 15 hours a week. My husband still spends a couple of hours every day after working trying to find a job that won't continue to cause his health to deteriorate. He hates the job he has but beggars can't be choosers and it took 2 years to find the job he's got. There is a light at the end of this. I just keep counting down... 32 more payments to go.

Ah Bajan I know we are at that age also and keep holding my breath about our jobs. Each year could my last working for a public school and they keep slashing the budget but so far so good. Hubby job is a machinist for a family owned company and that is scary you just never know.

[cin]

I feel so bad for EVERYONE .... the world is going to shit, and the rich are getting richer .. and STILL they want more.