I didn't know where else to post this...as far as I'm concerned we have yet to receive any discharge paperwork so we're still "in" bankruptcy.
Our travel trailer was included in our bankruptcy and we had no intentions whatsoever of letting it go, so we continued to pay on it just in case we needed to *live* in it. We have never been offered any sort of modification (I don't even know if they do that) or reaffirmation (which we were advised against anyway). So, we figured we would stay and pay, I guess
We almost have enough money saved up to pay the entire thing off, but when is it "safe" to do that? We don't want to raise eyebrows or any red flags, but I'm just wondering if anyone has any idea how long we might want to wait before we pay it off. The balance is under $10,000 but definitely isn't "chump change". My husband's career change has allowed him to work overtime, so we've been blessed with a little extra cash here and there and since continuing to make regular payments doesn't benefit our credit, we figured we might as well pay it off.
Our travel trailer was included in our bankruptcy and we had no intentions whatsoever of letting it go, so we continued to pay on it just in case we needed to *live* in it. We have never been offered any sort of modification (I don't even know if they do that) or reaffirmation (which we were advised against anyway). So, we figured we would stay and pay, I guess
We almost have enough money saved up to pay the entire thing off, but when is it "safe" to do that? We don't want to raise eyebrows or any red flags, but I'm just wondering if anyone has any idea how long we might want to wait before we pay it off. The balance is under $10,000 but definitely isn't "chump change". My husband's career change has allowed him to work overtime, so we've been blessed with a little extra cash here and there and since continuing to make regular payments doesn't benefit our credit, we figured we might as well pay it off.
Bankruptcy Wizard
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