bankruptcy second certification

[sdunlap]

hi i just had my 341 meeting today and it went well i just wanted to how long do i have to do the 2nd part of certificationl.

[Crozier]

Did you use a paralegal or did you do it yourself? Congrats on making it as far as you have.

[justbroke]

sdunlap, did you file Chapter 7 or Chapter 13? If it's Chapter 7, then your second education is due before the discharge. Do not delay. Most people get it done right after the 341 Meeting.

If it's a Chapter 13, it depends on local rules. In Florida, seems they want it within 180 days of confirmation. However, the Bankruptcy Code, and their Forms (including Official Form 23 -- Certification of Debtor Education), indicate that it only need be done by your discharge. IN a Chapter 13, the discharge could be 36 months or 60 months!

[cdommie]

anybody know a good means test on line
not to complex but good

[justbroke]

anybody know a good means test on line
not to complex but good

LegalConsumer.COM. Look for the Free Means Calculator.

[cdommie]

thanks

[Annie4]

I was wanting to do our 2nd education credit thing this payday, before our 341 meeting, we aren't supposed to do that, or does it matter if we get it over with? I thought we just had to wait for a case # then we could?

[justbroke]

I was wanting to do our 2nd education credit thing this payday, before our 341 meeting, we aren't supposed to do that, or does it matter if we get it over with? I thought we just had to wait for a case # then we could?

It just has to be taken AFTER FILING and BEFORE DISCHARGE. Pretty simple.

Be advised, that some Trustees offer a free class on the same day of the 341 meeting.

[Annie4]

ok, thought so, because that's what I keep seeing as I'm reading about it....didn't know that about the Trustee.....I hope ours does that, ty.