Pro Se Dismissal possibilities?
I filed for a Chapter 7, pro se. I attended the 341 meeting. I only started the BK in order to discharge a bogus HELOC debt of $12k. I put in for a TSA job and I was declined because I had over $7500 in debt, but if it was discharged, I would be eligible. I cannot afford an attorney, but the HELOC company said they would work with me and lower the debt to 50% if I agreed to pay rather than go BK. I think this would work better for me. Does anyone know what the chance for a dismissal are? The stumbling block is a car that I claimed as exempt, but because my Dad has an imperfected lien on it, they want to sue my Dad for the exempt amount of $5000. I don't understand that either. I had to sign a promissory note and I have been paying $50 per month to him. Now he gets sued for doing a nice thing by helping out his son. Bummer. That's another reason I want try for a voluntary dismissal. Any help would be appreciated.
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