Discharged :) - Bankruptcy Forum Chapter 7 13 341 Meeting Credit Collections

You are you viewing the Bankruptcy Forum as a guest (limited viewing). Don't have a BKForum account yet?
Please REGISTER (it's FREE & takes 30 seconds) so you can post your own questions and see all the features available to registered users.
Welcome to the Bankruptcy Forum aka BKForum. We have strict rules and guidelines to which everyone must adhere to.
Please review our rules before you make your first post.

X

debrouillant

Junior Member

Bankruptcy Newbie

Joined: Jan 2011

Posts: 18

State: California
#1

Discharged :)

05-27-2011, 07:36 PM

Filed Pro Se 02/01/11. Meeting 03/16/2011. Discharged earlier this week.

Believe it or not, I am EXTREMELY glad I filed pro se. I met with two attorneys, neither of which seem to care AT ALL about my case.

When I went to my 341 meeting, there were attorneys in the room calling their office and asking their assistant : "is xxxxx a 13 or a 7?" ?!?!!? Wow - didnt even know that much at the meeting. There were 20+ people seen in the hour that I was there (I was last one called) and 3-4 attorneys. Each attorney seemed to have between 6-8 clients just that hour.

I am now going back to school to become a lawyer.

Also very strongly considering filing an AP against a creditor who is still trying collect from me post-discharge, even assigned my file to a collection agency who first reported me to the credit bureaus the DAY AFTER THE DISCHARGE. Wow. I called them and they said "well, we were not advised you filed for BK". Bull - the original creditor was noticed properly. They won't remove the credit bureau reports.
Tags: None
justbroke

Super Moderator

Bankruptcy Wizard

Joined: Jul 2008

Posts: 22995

State: Florida
#2

05-28-2011, 06:19 AM

It's another Pro Se Discharge Party! Congratulations!

I would do the adversary. I did one for a creditor and I received a nice settlement! It's a lot of work though, and you must really follow procedure to the "T". (FRCP, FREv., FRBP)

Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
Status: (Auto) Discharged and Closed! 5/10
Visit My BKForum Blog: justbroke's Blog

Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
Comment
disconapper

Senior Member

Bankruptcy Contributor

Joined: Apr 2011

Posts: 474

State: Maryland
#3

05-28-2011, 06:20 AM

Congrats on your discharge!

Chapter 7 Filed: 04/21/2011, 341 Meeting: 05/31/2011, Report of No Distrubution: 06/02/2011, Discharged: 08/03/2011, Closed: 08/10/11
Comment
IamOld

Senior Member

Bankruptcy Mentor

Joined: Feb 2011

Posts: 3005

State: Private
#4

05-28-2011, 06:49 AM

congratulations!!!!!!! and if you have the will go against the creditor! win one for all of us :-)
Comment
AngelinaCat

Senior Member

Bankruptcy Guru

Joined: Apr 2008

Posts: 8378

State: Florida
#5

05-28-2011, 06:48 PM

CONGRATULATIONS!!!! Welcome to the land of New Starts!!! Here you go:

- YouTube

http://www.youtube.com/watch?v=f9aA_fba_To&feature=related

Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.

"To go bravely forward is to invite a miracle."

"Worry is the darkroom where negatives are formed."
Comment
AngelinaCatHub

Senior Member

Bankruptcy Guru

Joined: Apr 2008

Posts: 8271

State: Florida
#6

05-28-2011, 06:53 PM

Wow to our OP. GO FOR IT. You can depend on "JustBroke" for good advice. If he says it can be done, and you have the will. I want you to keep us up to date for sure.

BTW Grats, and dance the hamster VICTORY. 'Hub

If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.
Comment
efile

Junior Member

Joined: Jul 2011

Posts: 6

State: Iowa
#7

07-22-2011, 06:02 AM

impressive!
Comment
LadyinAL

Member

Bankruptcy Newbie

Joined: Jun 2011

Posts: 40

State: Alabama
#8

07-22-2011, 12:39 PM

Congratulations!
Comment
sunshinepa

Senior Member

Bankruptcy Tutor

Joined: Apr 2010

Posts: 723

State: Pennsylvania
#9

07-22-2011, 03:59 PM

Congrats on a successful pro se filing and your discharge

Enjoy your fresh start and wishing you well on your continuing education!!!!.

Filed CH 7 4/15/11
341 5/23/11
DISCHARGED & CLOSED ON 7/27/11
Comment
iwhite80

Junior Member

Joined: Apr 2011

Posts: 7

State: Maryland
#10

07-23-2011, 03:59 AM

Congrats!!!! I was supposed to be discharged on the 12th, but I have not been able to pay the remaining of my filling fee yet. 219 dollars away from being clear and free!
Comment
IamOld

Senior Member

Bankruptcy Mentor

Joined: Feb 2011

Posts: 3005

State: Private
#11

07-23-2011, 07:07 AM

iwhite - can you request a waiver???
Comment
iwhite80

Junior Member

Joined: Apr 2011

Posts: 7

State: Maryland
#12

07-23-2011, 09:11 AM

Originally posted by IamOld View Post

iwhite - can you request a waiver???

I was wondering if I could do that now. I did not know if it was too late.
Comment
IamOld

Senior Member

Bankruptcy Mentor

Joined: Feb 2011

Posts: 3005

State: Private
#13

07-23-2011, 09:14 AM

I think if you call the court clerks office they woukd be able to tell you what you can do in this casr. Best wishes!
Comment

Previous template Next

Working...

X