We decided not to reaffirm our car which was financed through Wells Fargo. If we had, our first payment would have been due on 09/20, the date of our 341. Wells Fargo called our lawyer the next day, who left a message on our answering machine. I called the lawyer's office back yesterday (09/22). They gave me a number to call at Wells Fargo, which I then called. They came and got it about three hours later! Once they started that ball rolling, it rolled fast! I didn't realize that yesterday at lunch would be the last time I would be in that car...
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Filed Chapter 7 (08/17/10)
341 Meeting (09/20/10)
Discharge (11/30/10), Case Closed (01/18/11) -
Wow, I'm surprised how quick it went. Now you said your "first payment" would have been due 9/20, implying this was a brand new car? Perhaps that's why they got it so quick.Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETC -
No, it would have been the first payment on the reaffirmation agreement, had we agreed to reaffirm.Filed Chapter 7 (08/17/10)
341 Meeting (09/20/10)
Discharge (11/30/10), Case Closed (01/18/11)Comment
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Were you behind payments when you filed?"I DECLARE BANKRUPTCY!" Ch 7 Filed 7/15/11 * 3 Minute 341 8/19/11 * Discharged 10/20/11Comment
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OK, thanks for clarifying. Interesting, never seen them move this fast...Stopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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Yes, we were behind on payments when we filed. We quit paying on it in June.Filed Chapter 7 (08/17/10)
341 Meeting (09/20/10)
Discharge (11/30/10), Case Closed (01/18/11)Comment
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Now it makes sense. Normally repo actions start when you go two months past due.Originally posted by tod183 View PostStopped paying: 08/10, Filed CH7: 08/27/10 , 341 & No Asset Report: 10/6/10, Last day to object: 12/06/10, Discharged: 12/07/10, Closed: 12/08/10
AHEM.....NOT AN ATTORNEY, NOT ADVICE, ETC, ETCComment
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