Is it just me, or is making business phone calls now a total nightmare most of the time?
I'm talking about calling your bank, calling your doctor, calling your insurance co., you know, just normal everyday business calls - taking care of business...
I swear, I HATE it when I have to make several calls like these, nowadays. Seems like it wasn't this bad, say, 10 years ago, but now it's just a nightmare...
Some examples:
I call the HMO, wade through menu after menu... finally get to them... they tell me to call another dept.. They will put me through but ... I get cut off.
So now I have to call back again, wade through menu hell again...
I get ahold of someone, have to explain the situation all over again...
They tell me I'll have to be transferred. I say yes I know that, I told you that at the top of my call but you made me explain all this again first... So can you give me the direct line this time so that if I get cut off I can call them directly. Okay...
So I call them... I get through after waiting a few minutes... They tell me I didn't need to talk to them, this is the wrong dept... They give me another number to call.
I call there, wade through menu hell... Wait on hold...
Finally get through to them and they don't seem to know the answer... Put me on hold... They tell me that I should have just called Customer Service (the FIRST number I called). I say BUT I CALLED THEM ALREADY AND THEY SAID THEY COULDN'T HELP ME so I called the number they gave me, that place gave me your number and now you're telling me the original number should have handled it??!!
So I call back...
Wade through menu hell...
Wait on hold...
I immediately insist on talking to a supervisor.
The bot tells me I can't talk to a supervisor until I talk to him first and explain myself. I explain the above and then he puts me through to a supervisor.
The supervisor was actually very nice and apologetic and says he will talk to his staff about how all this happened and how to avoid it in the future.
After an hour and fifteen minutes I accomplish what should have been accomplished in 5 minutes.....
Or like today: I call my Medical Group (not the hmo, but the local medical group that is part of the HMO) to ask a question. They aren't in (12:45) and I'm told to call back at 1:00. I call back at 1:10, they still aren't in. I call back at 1:20 and finally get ahold of someone. They put me on hold and find out the answer to my question. Not too bad, compared to the above, but it's so typical: every time I call someone they are never in, and I always have to call back 2-3 times no matter WHAT time I call... and though it didn't happen today, often times I get WRONG information from them, too...
Another example:
My mom had an insurance policy that she wanted to convert from term to whole life. I handle this stuff for her, the bills come to me. So I got them to offer her a deal where they would convert her policy to Whole Life for $15/quarter.
We sent the $15. They then sent her a bill (not my address, where it should have come, I am listed with them as handling these things) for $24.99/MONTH. Of course she did not pay it and when I found out I called them.
They said, "Well, we show that you owe $24.99 and since you didn't pay it we cancelled the account."
I said, but we never OWED $24.99! We owed $16. which we paid but you sent it back. The contract my mother signed was for $15/quarter or $5/month. I have the paperwork here in front of me. It clearly states that the policy was for $5/month.
"No," the Insurance bot says, "that policy was for $24.99/month and since she did not pay it we canceled the policy."
I say "But we NEVER AGREED to any such policy. The policy my mother signed and agreed to was the one you offered her for $15/quarter and that is why we sent you a check for $15 but you sent the check back to us."
So this goes on like this for awhile, her repeating over and over about the $24.99 and me repeating over and over about how we never agreed to that and the contract we signed clearly states $15/quarter.
So finally they say I will have to fax them the original contract, which of course I have, and so I faxed it to them.
Now I am willing to bet that when I call them about it they will say they never got the fax even though the fax showed "successful transmission" and I'll end up having to re-fax it, call them back again... and on and on....
ARRRGGGGGHHHH!!!
I'll probably just end up having to file a letter of complaint with the Insurance Commissioner, which is all I can really do I guess. It's probably not even worth my time to do so but I will just in the slight hope that they might be fined or reprimanded for running such a loose ship.
I don't know when things got so messed up here in this country but like I say, it seems that it all started getting really bad about 10-15 years ago. Before that it seemed like:
1) we got better service from people like insurance, banks, etc.
2) if you had a problem the customer service was a much easier phone call and they usually resolved your problem on the first try
So am I just remembering wrong? Has it ALWAYS been this bad and I am just getting less and less patient with all the B.S.?
Or am I right, that it's just getting worse and worse every year now?
I'm talking about calling your bank, calling your doctor, calling your insurance co., you know, just normal everyday business calls - taking care of business...
I swear, I HATE it when I have to make several calls like these, nowadays. Seems like it wasn't this bad, say, 10 years ago, but now it's just a nightmare...
Some examples:
I call the HMO, wade through menu after menu... finally get to them... they tell me to call another dept.. They will put me through but ... I get cut off.
So now I have to call back again, wade through menu hell again...
I get ahold of someone, have to explain the situation all over again...
They tell me I'll have to be transferred. I say yes I know that, I told you that at the top of my call but you made me explain all this again first... So can you give me the direct line this time so that if I get cut off I can call them directly. Okay...
So I call them... I get through after waiting a few minutes... They tell me I didn't need to talk to them, this is the wrong dept... They give me another number to call.
I call there, wade through menu hell... Wait on hold...
Finally get through to them and they don't seem to know the answer... Put me on hold... They tell me that I should have just called Customer Service (the FIRST number I called). I say BUT I CALLED THEM ALREADY AND THEY SAID THEY COULDN'T HELP ME so I called the number they gave me, that place gave me your number and now you're telling me the original number should have handled it??!!
So I call back...
Wade through menu hell...
Wait on hold...
I immediately insist on talking to a supervisor.
The bot tells me I can't talk to a supervisor until I talk to him first and explain myself. I explain the above and then he puts me through to a supervisor.
The supervisor was actually very nice and apologetic and says he will talk to his staff about how all this happened and how to avoid it in the future.
After an hour and fifteen minutes I accomplish what should have been accomplished in 5 minutes.....
Or like today: I call my Medical Group (not the hmo, but the local medical group that is part of the HMO) to ask a question. They aren't in (12:45) and I'm told to call back at 1:00. I call back at 1:10, they still aren't in. I call back at 1:20 and finally get ahold of someone. They put me on hold and find out the answer to my question. Not too bad, compared to the above, but it's so typical: every time I call someone they are never in, and I always have to call back 2-3 times no matter WHAT time I call... and though it didn't happen today, often times I get WRONG information from them, too...
Another example:
My mom had an insurance policy that she wanted to convert from term to whole life. I handle this stuff for her, the bills come to me. So I got them to offer her a deal where they would convert her policy to Whole Life for $15/quarter.
We sent the $15. They then sent her a bill (not my address, where it should have come, I am listed with them as handling these things) for $24.99/MONTH. Of course she did not pay it and when I found out I called them.
They said, "Well, we show that you owe $24.99 and since you didn't pay it we cancelled the account."
I said, but we never OWED $24.99! We owed $16. which we paid but you sent it back. The contract my mother signed was for $15/quarter or $5/month. I have the paperwork here in front of me. It clearly states that the policy was for $5/month.
"No," the Insurance bot says, "that policy was for $24.99/month and since she did not pay it we canceled the policy."
I say "But we NEVER AGREED to any such policy. The policy my mother signed and agreed to was the one you offered her for $15/quarter and that is why we sent you a check for $15 but you sent the check back to us."
So this goes on like this for awhile, her repeating over and over about the $24.99 and me repeating over and over about how we never agreed to that and the contract we signed clearly states $15/quarter.
So finally they say I will have to fax them the original contract, which of course I have, and so I faxed it to them.
Now I am willing to bet that when I call them about it they will say they never got the fax even though the fax showed "successful transmission" and I'll end up having to re-fax it, call them back again... and on and on....
ARRRGGGGGHHHH!!!
I'll probably just end up having to file a letter of complaint with the Insurance Commissioner, which is all I can really do I guess. It's probably not even worth my time to do so but I will just in the slight hope that they might be fined or reprimanded for running such a loose ship.
I don't know when things got so messed up here in this country but like I say, it seems that it all started getting really bad about 10-15 years ago. Before that it seemed like:
1) we got better service from people like insurance, banks, etc.
2) if you had a problem the customer service was a much easier phone call and they usually resolved your problem on the first try
So am I just remembering wrong? Has it ALWAYS been this bad and I am just getting less and less patient with all the B.S.?
Or am I right, that it's just getting worse and worse every year now?
A NEW START!!!



I'd have to say it is worse than 10-15 years ago.

Becca
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