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Anyone still getting cc offers in the mail?

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    #16
    I opted out on my CRAs so I don't get offers.

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      #17
      Man oh Man

      Originally posted by magyar123 View Post
      Don't think that anyone will see any credit card offers in the near future. CC outfits want to see what will happen next in this bailout mess. What will happen more likely is that credit limits will be slashed and/or not increased.
      Not only am I still getting them, but Chase United still send me new offers and i owe them over 3k havent paid them since july...lol

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        #18
        Chapter 7 07/30/2008
        341 09/17/2008
        Discharge 11/21/2008

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          #19
          Chase still sends my dad offers even though he owes them big time on a business card!

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            #20
            I used to get tons of them. Haven't gotten many lately. Thank god.
            Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
            Who it was we were below, where we've been and where we go

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              #21
              its hilarious...they are still shoving all kinda CC offers and loan offers up my ass...me and my mom laugh about it all the time
              retained lawyer june 08, filed may 09....341 on 6/26/09- went smooth! Glad to be part of the 60 day club .... AND- 6/27/09- got engaged
              10/30/10- WEDDING!!
              09/04/09-discharged!!!

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                #22
                I received one in the mail the other day from Total. I think they are serviced through Plains Commerce Bank.
                Filed: 5/22/07; 341 Hearing: 6/27/07;
                Confirmed: 8/13/07; DISCHARGED 4/17/2012

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                  #23
                  Hubby and I filed for Ch 13 2 1/2 years ago and we've been getting cc offers in the mail from various cc companies the entire time. Interestingly enough although the APRs started off very high - in the 25-30% range - once we hit the two year post-filing mark suddenly now they are coming in around 9%. Of course, since our Ch 13 is still active, we don't apply. Still...very interesting to see the pattern over time.
                  I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                  06/01/06 - Filed Ch 13
                  06/28/06 - 341 Meeting
                  07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                  10/05/06 - Hearing to resolve 2 trustee objections
                  01/24/07 - Judge dismisses mortgage company objection
                  09/27/07 - Confirmed at last!
                  06/10/11 - Trustee confirms all payments made
                  08/10/11 - DISCHARGED !

                  10/02/11 - CASE CLOSED
                  Countdown: 60 months paid, 0 months to go

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