So far this year has been brutal. It seems like everday something goes wrong.
It has just been relentless.
First off it will probably be next year before we can file. Husband owns a business and was not very good at keeping up with the paperwork. Our bookkeeper has already charged us over $6,000.00 and is not even close to getting everything sorted out. I stopped paying my cc's in Feb. and just stopped paying his this month.
In February husband's paid for work truck broke down and needed $12,000.00 in work. It was a diesel and had over 200,000 miles. It was not even worth $5000. So after looking all over for a used heavy duty (Texans love their diesels) he found a used 2008 with over 100,000 miles. It has been in for repairs every month since he bought it. It was obviously used for hot shot loads and they put in another bedliner to cover-up the hole from the gooseneck trailer. So now we have the new payment for the truck plus the money that we are spending for the repairs. We now have three auto payments.
Oh, and this is a real kick my sister and her husband who make very good money but hate to pay their bills filed for ch13. They have no cc debt, only one car payment and a house payment of less than $1,000. They were behind on the house payment, but only by $2500. I know I should'nt be upset, but the thing is we have always helped them out, even though they made more money. It was to the point that we enabled their bad behavior because we always bailed them out. They knew that they could spend their money on everything but the bills and we would be there to help. We finally shut down the family bank at the end the year and sent them into a tailspin. Even though they know our financial situation is pretty dire they have not once offered to help.
Then, there is my youngest son who is having some medical treatment and needs bloodwork for the next few months and just found out the insurance wont pay for it. He needs four blood test at $233.00 a pop. And last but not least my 25 yr old backed into a parked car this morning. He had just reached that magical age where he was no longer considered high risk driver on our insurance.
Sorry for the long winded rant. If anyone needs me i'll be in the closet. I think the sky is falling.
It has just been relentless.
First off it will probably be next year before we can file. Husband owns a business and was not very good at keeping up with the paperwork. Our bookkeeper has already charged us over $6,000.00 and is not even close to getting everything sorted out. I stopped paying my cc's in Feb. and just stopped paying his this month.
In February husband's paid for work truck broke down and needed $12,000.00 in work. It was a diesel and had over 200,000 miles. It was not even worth $5000. So after looking all over for a used heavy duty (Texans love their diesels) he found a used 2008 with over 100,000 miles. It has been in for repairs every month since he bought it. It was obviously used for hot shot loads and they put in another bedliner to cover-up the hole from the gooseneck trailer. So now we have the new payment for the truck plus the money that we are spending for the repairs. We now have three auto payments.
Oh, and this is a real kick my sister and her husband who make very good money but hate to pay their bills filed for ch13. They have no cc debt, only one car payment and a house payment of less than $1,000. They were behind on the house payment, but only by $2500. I know I should'nt be upset, but the thing is we have always helped them out, even though they made more money. It was to the point that we enabled their bad behavior because we always bailed them out. They knew that they could spend their money on everything but the bills and we would be there to help. We finally shut down the family bank at the end the year and sent them into a tailspin. Even though they know our financial situation is pretty dire they have not once offered to help.
Then, there is my youngest son who is having some medical treatment and needs bloodwork for the next few months and just found out the insurance wont pay for it. He needs four blood test at $233.00 a pop. And last but not least my 25 yr old backed into a parked car this morning. He had just reached that magical age where he was no longer considered high risk driver on our insurance.
Sorry for the long winded rant. If anyone needs me i'll be in the closet. I think the sky is falling.
When you hit the bottom, there is only one way to go and that is UP! Hang in there. Yes, you can come back and vent some more. Been there done that too!
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