Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

Things you agree to do: (BKF) users agree to use the search function before starting a new thread. This prevents duplicate discussions and allows for better organized topics.

All BKF users agree to read the sticky posts which may be available at the top of a forum page. These Sticky posts often contain valuable information. They may also outline more rules and guidelines specific for that particular forum, stickies are put in place by that forums moderator(s) or admin(s).

Things you agree not to do:

All BKF users agree not to call people names or write a post simply to make a personal attack, or get a negative reaction; this behavior is not allowed on our forum. The use of derogatory language aimed at anyone will be severely dealt with. There is no need to agree with each other, or to even like each other. However, by signing onto you agree to treat each member and guest with the respect they deserve. No threats or personal attacks will be allowed.

All BKF users agree not to discuss, engage, or encourage any behavior or activity which violates the law. Discussion of drugs, violence, murder, theft, vandalism, fraud or any other issue which could be used to help individuals break the law is strictly forbidden.

All BKF users agree not to "bump" old threads, unless there is a specific benefit to the community by doing so. But in most cases, please don't post in very old threads, instead start new threads.

All BKF users agree not to attempt/use another members account. It is against BKF rules to use any account other than your own. Impersonating another member will result in an immediate ban. It is also against the rules to open more than one account in your own name without permission from a moderator or administrator. If you have been banned for any reason, it is against the rules to open another account. If you were banned temporarily and you are caught using another account you will be banned permanently. Choosing a moniker which is similar in either sound or spelling as a moderator or administrator is strictly forbidden.

All BKF users agree not to private message any moderator, admin, or other member with questions related to their personal circumstances (Questions about the forum or issues with the forum are ok). This forum only works when members share their experience and insights with everyone.

Things you agree not to post:
All BKF users agree not to post any derogatory/racist/or sexist remarks. This includes attachments, links and all information contained within posts, signatures, and avatars, failure to comply with this rule will result in a permanent ban.

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The forum is no place to air out your opinion or be judgmental of our staff and its capabilities.

All BKF users agree not to abuse or mistreat moderators or administrators. It is against BKF rules to post any information regarding bans or any other action taken by a member of the moderating or administrative team. If you wish to discuss bans or warnings please do so via PM. To place a complaint against a moderator, send a PM to a super moderator. All Moderators are equal, any decision made by a moderator must be adhered to. If a moderator tells you something you do not like, do not go to another moderator looking for a different answer. If you are caught doing this you will be banned. The moderators work as a team and respect the decisions made by their peers and will help enforce them unless an administrator tells them differently.
If you have an issue with how the forum is run, then notify one of our administrator and we will look into the situation. We have in the past and still do appreciate any input that you offer this forum. But critical input and/or judgmental postings towards the staff will result in you getting banned.

Should you find a thread offensive or out of line, then notify a Mod in a PM so they can evaluate the situation and do the action deemed necessary.

All moderators do have active "other" lives outside of the forum and help moderate this forum in their spare time throughout the days and weeks.

If you have a problem with a member or Mod follow the proper channels of reporting it.

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All warnings and bans are decided by individual moderators and administrators. Warnings are preferable to bans however, for serious offenses and repeat abusers bans will go into effect. The length of the bans can vary from several hours to permanent.

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By posting on this forum you agree to these terms and conditions, including any punishment deemed appropriate by moderators or administrators in the event of an offense.

Administrators/Moderators can change these rules at any time without prior notice.
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What do you do for a living?

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  • What do you do for a living?

    I work third shifts at a nursing home right now, while waiting to be finished with school. (Business Management.)
    BUSY running my own credit repair services! Sorry I don't stop in so often any more!

  • #2
    I have my LPN license but am currently a stay at home mom taking care of our 3 children. My husband works in manufacturing. Cool idea to do this.


    • #3
      Reimbursement Analyst and fulltime law student (personnel law)
      The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.


      • #4
        Yet another licensed practical nurse, but am in school full-time to get a Bachelor's in computer technology. Looking forward to the career change, although it'll be a couple of years before I get my new degree & qualifications. :o


        • #5
          Seems to be medical people thus far...

          I am a Lab Technoligist and ER Tech on the night shift in a small hospital in west/central Illinois. I have my Bachelor's of Science in Medical Technology.


          • #6
            It's funny how we're all in the medical field, keep hearing about how much medical people make and we're all struggling together.
            BUSY running my own credit repair services! Sorry I don't stop in so often any more!


            • #7
              Hmmm...I'm in software. Good times.


              • #8
                floral manager. But my brother and his wife are both nurses!!!


                • #9
                  I'm a former electrician that recently bought into a chain of coin-operated car washes.

                  Proverbs 22:7 - The rich rules over the poor, and the borrower is slave to the lender.


                  • #10
                    Electronic Tech. Rail Systems, 22 years. Really well paid cash poor classification, we are all struggling!

                    Also Former President, Owner, Grand Poobah and hahahahahahaha, "CEO" **********.com, Inc. 1-***-949-TOYS (8697). Now home to "this number has been disconnected..."

                    Proverbs 22:7 - The rich rules over the poor, and the borrower is slave to the lender.
                    True, unless the borrower owes $6,000,000.00 then the lender is the slave unless its the Mafia. Of course in those days the better off "borrower" could send his Army to loot the Temples... and pay off his debts, invaders, hordes or whatever.
                    Last edited by robivi3; 06-12-2007, 04:42 PM.


                    • #11
                      Some other folks, kick in here please! We are all a little curious...


                      • #12
                        our jobs

                        I am a stayathome mom of 2 boys..13&8 with a p/t job at best buy and my hubby is a crane inspector/technician :o


                        • #13
                          I am an unemployed R.N.


                          • #14
                            Real Estate Agent and Mortgage Loan Officer. Had a great first year in the business, followed by an awful second year. Hopefully, once this all done I will be able to focus on rebuilding some assets!


                            • #15
                              Retail store owner/operator, Sales Manager, Adult babysitter (manager) for IBM, Insurance liability inspector. The hat changes with the times. Some hats are better than others too.


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