I file for Chapter 7 bankruptcy at the end of May 2016 and is in the process of amending the forms for re-submission. A little background:
Property owned:
Single family house - Homestead (Mortgage balance ~ $23K, plus $20K deferred payment loan forgivable after 10-years; no...
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James33111 started a topic Florida Chapter 7: Form 108 ("Redeming vs. Reaffirmation Agreement vs. other")in Chapter 7Florida Chapter 7: Form 108 ("Redeming vs. Reaffirmation Agreement vs. other")
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Chapter 7 in Texas
Hi. I have been thinking about a chapter 7 recently and have read as much as I could about what it means. This has been a stressful time for me and my family and would hate to do it but I think I have no other choice. The problem is I don't know if I qualify.
But here is the details.... -
Considering Bankruptcy
Hi,
Hoping I can get some insight here on chapter 7 in New Jersey.
After fighting so so long my husband has given the green light on bankruptcy. Due to illness starting 3 years ago and a car accident we fell behind on things and it snowballed.
We live in NJ,... -
Chapter 7 -- 341 trustee issues in Atlanta -- please help!
I had my 341 meeting for chapter 7 in Atlanta today...what a mess. Probably the biggest issue was that I pre-paid my dentist prior to filing - from my bank account, not on credit cards - for a procedure to be done 2 weeks later. The dentist required pre-payment, and the procedure was phase 2 of dental...Last edited by GAfiler; 04-12-2016, 04:27 PM. -
Pre-planning Chap. 7 Questions about property appraisals
I am planning on filing at the end of the year so I'm getting my ducks in a row. I'm thinking we may now qualify for Chapter 7 so I want to think through everything involved in that so I'm not blindsided if that's the case. I'm in the Middle Court of Florida Tampa area to give you an idea of where we... -
Being sued for repo, have to file now
I have been thinking bout filing for BK for a couple of years. I just got served for a lawsuit for a car that was reposessed about 3 years ago. I owe about $10k. What is the best way to make sure I don't get a default and then have to deal with it?
File BK before the time runs out to answer,... -
Value Automobile Ohio
I'll try to make this short. Received my first summons from which I assume is the original creditor certified mail on Monday (I have 28 days to answer), I am $47,000 in debt - all credit cards. I planed on filing Chapter 7, just for some reason I thought I would not get sued for a few years. Mainly... -
FACTORS AFFECTING THE TIMELINE OF A CHAPTER 7 BANKRUPTCY
2 posts and both of them are full of clickable links and goo shortcuts. Perhaps you should read the rules before posting again and attempting to drum up business. Another post like this without permission from the administrators and you'll find yourself banned. - FroggerLast edited by frogger; 09-23-2015, 07:31 AM. -
Judge Questions USA Discounters’ Choice of Bankruptcy Venue
September 15, 2015
USA Discounters Ltd., a retailer that has been accused of scamming U.S. service members, is defending its decision to file for chapter 11 in Delaware despite having roots elsewhere.
Judge Christopher Sontchi, a nine-year veteran of the bench in one of the...Last edited by LadyInTheRed; 09-23-2015, 08:04 AM. -
LESSONS LEARNED: My IMPERFECT road to… being DISCHARGED!
I am so relieved. My story began 5.5 years ago with a trustee’s audit, a ‘Presumption of Abuse’ and a Dept. of Justice Audit thanks to an inexperienced BK lawyer. It’s a long read but I can’t imagine anyone going through this gauntlet again so I chose to share the major lessons I learned... -
US top court says 2nd mortgages on 'underwater' homes cannot be voided in bankruptcy
The U.S. Supreme Court on Monday handed a win to Bank of America by ruling that a second mortgage on an "underwater" home—one with a mortgage balance exceeding its current value—cannot by voided during bankruptcy.
On a unanimous vote, the court ruled against two homeowners,... -
Thoughts on assuming a lease after chapter 7
After a Chapter 7 discharge I know that its harder to get a car lease than to get a loan for the purchase price of the car. But what about assuming a lease from someone who is looking to get out of one. Ive heard that the credit requirements for assuming someone else's lease are less stringent than... -
Help ! Bankruptcy notice "Returned To Sender" (that's me)
So I filed Chapter 7 Pro Se a few weeks ago. Today at home I received one of the creditor notices of my filing with "Return To Sender" written at the top of the envelope. Turns out that on my creditor matrix, I'd listed an incorrect address for one of my creditors. Since the post office couldn't... -
Pro se with preferential payments within 90 days
I am going to be filing for Chapter 7 pro se in Houston TX next week and have a couple of concerns regarding payments made within the last 90 days.
My son made a payment of $1300 to my HOA to establish a repayment plan for past dues. I made his next three car payments to pay him back. At the... -
What does this mean:Sallie Mae: There will be no arrears at the time of reactivation.
Greetings, Everyone!
As I was researching about student loans POST CH7, I came across this from NOLO:
"There will be no arrears at the time of reactivation."
I really hope this means what I'm thinking. Does this mean that even if I was a couple...