On September 21, the Trustee in my Chapter 13 case (converted to Ch 7 in November 2010) filed an objection to a claim made by Sallie Mae as follows:

The claim filed by SALLIE MAE GUARANTEE SVCS INC dated
August 24, 2010 for $ 45,245.45 was filed after the
last day for filing...

Whew, my main point of concern in filing was if I could count student loans as a monthly expense ($1500 worth) on schedule J or if I'd be kicked into a 13 while the loans were deferred, since it would look like I had a high DMI without the loans. I heard it depends on the district but couldn't get an...

I'm a grad student and will receive several grand next semester, mid-Jan, left over from my student loans. In the past, these leftovers have kept me afloat. I will receive it in Jan, and again in May before it stops. What happens to this money in a BK, both 7 and 13? Is it better to file after receiving...

Hello everyone,

I'm not sure if this post belongs here or in the pro se section, since I'm filing my own paperwork, but I have a question about listing student loans.
Thus far, the student loans I have listed on Schedule F are from what is listed on my credit reports, but I noticed...

Hello guys,

I have a question! My student loans have been in deferment for oh... a long time. ;) Now, the balance is greater than the original amount. So, it looks like I'm over the credit limit of the loan since the interest has been compounding.

On my trans union...

Our discharge notice was posted on PACER two days ago.
My husband has student loans that were listed in the bankruptcy. We know it is not dischargeable. I've read/been told before that we need to contact the lenders to make sure his loans are still in deferment.
My husband will be in school...

As a nation were not to bright. In other industrialized nations, this would not be tolerated.

http://www.valleyadvocate.com/article.cfm?aid=12585

For most defaulted borrowers, a 15% garnishment is a bargain and if only they knew....

Does anyone know if the private loans that law students take out to pay for housing and other living expenses for the three months while they study for the bar exam postgraduation are considered "student loans" for purpose of the BK laws that say that private "student loans" are...

My husband and I both have students loans. When I filed for bankruptcy it was originally a chapter 13 and then now a 7. Both loans were listed in my bankruptcy. During the time my husband never heard a thing from his student loan, however I continued to pay mine when I had to money, even filing a forebearance...

I`m in the process of settling an old student loan and am wondering what I should have the collection agency send me in writing, before I send the check?

This is my first post. Plz redirect me if it's in the wrong spot or covered elsewhere.

I'm filing Chpt 7 Bk in the 9th Circuit (possibly pro se). I plan to show undue hardship b/c of permanent & total disability. PLZ give me your opinions as I desperately need help! Anyone who meets...

Believe that Private student loans were dischargeable before. I'm not sure if my private loans qualify since they are disburse in 2004 and 2005. I filed without an attorney and also filed an adversary proceeding for my student loan. My Private loan would like to settle at $20K and my federal loan they...

Hi Everyone,
I am hoping someone can help me. I have several student loans from undergrad. I went with Direct Loan to consolidate them. Now DL is showing on my cr, but so are all of the individual accts showing paid and closed. Can I get the individual accts removed?

Thanks for...

I just received word from a previous college that I attended that my Perkins Loan has been in default and has been sold to a collection agency!
I don't have the money to pay it off and this frightens me because I had plans to go back to school, but because this is in default, I can't get any...

check this out....what a story!!


Student loan horror stories: What's the worst that can happen?


http://www.walletpop.com/blog/2010/0...wbwall00000002...