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paying back navy federal after discharge

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    paying back navy federal after discharge

    hello,

    I filed a chpt7 back in October 2021 will be receiving my discharge soon. i have a vehicle loan i reaffirmed with Navy Federal and a credit card with navy federal that i included in BK. my qiestion is, if i pay back the credit card after discharge what are my chanced of getting approved for an unsecured card with them again? my vehicle loan is in good standing with them if that helps.

    #2
    My understanding is you may be approved for an unsecured card, but it may take a year or two; it is also my understanding you can accelerate that process by applying for the secured nRewards card.
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

    Comment


      #3
      go it. thank you!

      Comment

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