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  • tomorrow
    started a topic How to Handle Unique Income Circumstances

    How to Handle Unique Income Circumstances

    I'm posting a lot of question on this board today. I hope you have patience with me while I get my paperwork in order since we're pro se.

    Three years ago my husband decided to start a company. He had a foreign investor who would just give him some money for the business and we'd take...
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  • 12 month lookback on monthly income

    We're filing Ch13 and the atty is doing a 6 month lookback to determine our avg income. My spouse is a seasonal employee, working a lot of OT in the summer, so their income will appear to be more than actual on average. I requested to the paralegal to do a 12 month lookback (cleared it with atty first)...
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  • Income and Bank Statement Questions, filing in 8 days

    I am filing ch7 March 31st.

    I have a few questions:

    With my regular income I am close to the median income but still under.

    The problem is I got an unexpected bonus on March 10th that puts me over.

    The attorney said if I file before the end...
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  • InOverHead
    started a topic Median income

    Median income

    What happens if at the time of filing a BK Ch. 13 You are over the median so fall into 60 Months of payments, Then 5-8-12-14-18 etc. you are forced to switch jobs and income is under the Median. Does it go into a 36 month Plan at that point? Do you still have to pay the agreed upon amount with less...
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  • keepsmiling
    started a topic Self employed-- what to expect?

    Self employed-- what to expect?

    We are well below the median for the state- many years of around 30K, never in a high income bracket anyway... dh is self-employed attorney, used to do mostly real estate til that bottomed out.. at any rate, since he is a sole proprietor and not a PC or LLC, wondering how to fill out all the forms and...
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  • Is pay for unused vacation time earned before six months income?

    Greetings,

    I plan to file pro se this week. I have a question about how to list my income. I am right under the median if I file this month (based on income from May 1 2010 to Oct 31 2010). However, I am expecting a check of about $2900 between filing and my 341 meeting from my previous...
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    Last edited by phxtoatl; 10-31-2010, 06:27 PM.

  • mb10240
    started a topic Loan from wife's parents

    Loan from wife's parents

    My non-filing wife borrowed about $1000 from her mom in the run up to my eventual bankruptcy. The money is definitely loaned -- her mom expects it paid back in full at some point in time and we intend on paying her back.

    My issue is that :
    a) there's no agreement in writing (this...
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    Last edited by mb10240; 10-21-2010, 06:49 PM.

  • Newbie question about how to count income...please help.

    Am I doing this right?

    I took all of the gross income we have rec'd in the past six months, April-September, and entered this into a spread sheet based on the pay date as listed on the check stub. Our income includes my husband’s income, my severance pay and my weekly unemployment pay....
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  • tigerman
    started a topic Ch 7 and income

    Ch 7 and income

    Once you file your petition until you are discharged, do they ask for your paystubs in that time frame?
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  • gohornsgo
    started a topic new job after discharge but before close

    new job after discharge but before close

    Hi. I have an opportunity to move to another state and take a job that will pay about 5K per month. My case will close in a few weeks. I am a no asset. I was discharged today.

    Should I wait until the case closes since the income is substantially greater than the limit for a single...
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  • Means test income and sale of car or other personal property

    The means test uses the term "income", which generally means the gross receipts of a transaction less the costs to generate that receipt. For salaries, there is generally no "cost"; so I understand why you need to report the gross amount as income. For business income or rental...
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  • Statement of Affairs: income from selling assets

    The 2nd question on form 7 asks about non-wages income. How do I deal with this with assets I sold?

    Do I put the sale price regardless of the asset's value? Do I put the net profit if the asset appreciated since I bought it? Or what? I'm thinking the safe thing is to go with whatever...
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  • jcinsc76
    started a topic Keeping rental income

    Keeping rental income

    Hello everyone,

    I had my 341 meeting last week and it went well. As I have stated before, I own 3 rental homes, all of which were my primary home at one time. I have filed CH 7 and have chosen to surrender all 3 homes. Because of this, I have not made a mortgage payment since September....
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    Last edited by jcinsc76; 12-08-2009, 07:26 PM.

  • mtbc
    started a topic "applicable state" for means test?

    "applicable state" for means test?

    How is the sec. 707 "applicable state" determined for the median household income tables for the chapter 7 means test, if the debtor has recently moved house across state lines?

    There's effectively a 91-day test for determining the venue of the case, but that's a completely...
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  • rlcinjustice
    started a topic Bankruptcy fraud? Opinions please.

    Bankruptcy fraud? Opinions please.

    Hello, first post.

    Without going into all details, a married couple filed jointly for chptr 7 protection in Eastern distric California court. Discharged approx. 1 year ago.

    Wife failed to disclose existing court ordered child support income of $1,000 month.

    ...
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