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  • Triciasue792
    started a topic Ch 7 pro se per diem

    Ch 7 pro se per diem

    I am trying to figure out how I document per diem when filing joint chapter 7 pro se. My husband worked out of state for about 3 of the past 6 months and if i have to include that in the gross income when filling out means test, it will put us over the income limit. It is labeled as "living out...
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  • Consideration for chp 13 late mortgage while being very ill.

    Sick with Flu and COVID caused mortgage to be paid 2wks late. Only I had access to my account. 1st late while in chp 13.

    Mortgage company threatened and said they are notifying trustee.

    My lawyer office has not answered my calls or emails. 🙁😢
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  • Thingshappen
    started a topic CH13 Plan confirmed!

    CH13 Plan confirmed!

    Hello friends! Although I have not yet seen it in Pacer, my plan has been confirmed based on
    My conversation with the attorney. The whole process took about 6 months but it’s been worth it so far. My payment is only 1/4 of what my minimum monthly payments to the creditors used to be. Thank...
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  • IndyNation
    started a topic Trustee Fee amount?

    Trustee Fee amount?

    Hi all,

    I have a question on the trustee fees. I looked through the forum, but am a little confused. Our trustee wants 9.3% or 10%, I'm not sure the lawyer said both numbers.

    But that is in addition to our payback amount?

    So if we owed 100k, then we would have...
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  • Statement of Insufficient information from US Trustee

    Hello-

    My wife is currently going through Ch 7. Today, we received a letter from the UST stating "...Statement of Insufficient Information Necessary to Make Presumption of Abuse".

    It mentioned something about missing some required means testing documents,, etc.....
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  • codingirl79
    started a topic DoorDash and Part time work as needed

    DoorDash and Part time work as needed

    Hello,

    I am 7 months into our chp 13 plan. Making the trustee payment is fine. I acually started door dashing for extra money as needed. This is to help pay for food, clothing, and bills. Is it allowed to work Part time as needed after you case is confirmed? This is not a steady income...
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  • Salem3671
    started a topic How long can the Trustee keep my BK 7 open?

    How long can the Trustee keep my BK 7 open?

    I filed my Chapter 7 bankruptcy in July of 2017. It was discharged 11/01/2017. The Trustee took my 2017 taxes (partial) and the pending settlement of a MVA that she received the funds for in February of 2018. She has had all of the available cash for over 2 years. On 01/14/2020, the final report and...
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  • Strategic Default - BK planning

    Thank you for your time,

    In 2013 My wife and I separated but didn’t divorce so I could stay on her insurance. We both each purchased a home, her in Riverside county and me in Los Angeles county. We got back together about 2 years later 2015, I moved in with her and converted mine into...
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  • mnmama
    started a topic Spending cash the days before filing

    Spending cash the days before filing

    We plan to file on Monday. Our lawyer has said that we are likely to lose part of our tax refund in April. The less cash we have in our bank accounts now, the more of our future tax refund we can exempt.

    We currently have about $500 in our bank accounts. We already did the car's service,...
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  • Justbaroz
    started a topic At a loss and out of ideas

    At a loss and out of ideas

    Colorado 2017 our house burned down and we lost everything. The only house we could find was higher rent. Months later I get demoted in a political coup and lose roughly 27% of my net income.

    2018 we're under so many garnishments and threats of pending new ones we can't afford to live....
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  • JJH77
    started a topic Recently filed w/questions

    Recently filed w/questions

    I've recently filed and have some questions regarding reaffirming my car:
    i reside in New Jersey and want to keep my car. I'm current on payments (never late). Some say reaffirming the car is good and some say not good. We really need this car bc this the only sort of transportation we have and...
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  • Chapter 7 -- 341 trustee issues in Atlanta -- please help!

    I had my 341 meeting for chapter 7 in Atlanta today...what a mess. Probably the biggest issue was that I pre-paid my dentist prior to filing - from my bank account, not on credit cards - for a procedure to be done 2 weeks later. The dentist required pre-payment, and the procedure was phase 2 of dental...
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    Last edited by GAfiler; 04-12-2016, 04:27 PM.

  • 341 this morning. Attorney suggested not to see trustee last minute!

    (San Diego) So 15 minutes before I go to see the trustee, my lawyer looks over my bank statements and with a confused look on his face pulls me into the hallway.

    He says he's concerned about the expenses not being enough to offset my income (I'm self-employed) and suggests that I don't...
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  • stanpendula
    started a topic Contact the Trustee

    Contact the Trustee

    I was discharged on 7/7/2011 on an asset case. On December 2011 I finished paying the Trustee all the money he asked from us. Since then, nothing. No news. Case is still open. I spoke with my attorney and he is against contacting the Trustee to find out updates. Is he right? [to adopt the waiting...
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  • cem40691q
    started a topic Late payments...

    Late payments...

    Hello all! I have been making regular payments on my ch 13 for about 1 1/2 years, but then lost my job. My payment has been $2000 per month. Up until now, my account was $1600 in arrears from April.. my payment is due on the 25th. I do not have that complete payment.... I have gotten a new job now...
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