welcome aboard tony! i'm so sorry for your loss....this is a great place to ask questions and get some support for the "hard" days...many of us have been through experiences that we hope we can share and help others through their hard times.

welcome again! so glad you joined the florida group!..

Hi Tony,

So sorry for the loss of your wife.

SG

Thanks all.

your most welcome! make sure you stick around!

Tobee I have a question. I have a lien on my car that I want to pay off since I got some money from my wife's passing from her disability income. A lump some death payment. The lien is from a family friend who I owed some money to. I believe my attorney told me one time that any money I receive from my wife's passing doesn't affect the bankruptcy. Do I need to wait until the closing papers come in the mail or is my case now closed for all intents and purposes?

Thanks

tony...i would wait...you just rec'd the discharge...did you also get the order of no asset distribution??? you should receive two orders signed by the judge...

if you can, i would just wait a bit and then pay it off...even if it's after the holidays...after the first of the year. disability in our district is exempt anyway...so really i think you'd be fine. but i would wait for all your paper work to show you everything in black and white.

I got 2 papers in the mail the same day. 1 was the discharge and the other is titled "Debtor's certification of completion of postpetition instructional course concerning personal financial management". Form 23. Which I did back in August but apparently the paralegal couldn't find it so I faxed her a copy. She said to ignore that paper since she filed it with the court. "Hi, Tony, I did file the Financial Management Course Certificate, along with Form B23, which is what was sent to you. The mailing from the Court was sent out prior to the filing of the Certificate so please just ignore that." I called an 800 number that I found here where you can search your case and got a recording that my case was "discharged Nov. 22nd. no assets reported and its awaiting closing". She basically said "The Court issues a discharge, then closes the case. You’re a free man!" I'll email her about the "no asset distribution" order you mentioned.

Thanks

tony the order for the no asset distribution is what releases the trustee from you estate...and also indicates that is why to me, personally, it's almost more important than the discharge itself...i didn't want one without the others ...example, you bk can be discharged, however, you still could have a creditor attempting to "get" money or claiming you have a asset...no of course your bk can be discharged and only debt or question remaining may just be that one creditor...that's why the no asset distribution order is important, it in a way tells you the trustee is saying there is nothing left in the state to distribute to a creditor.

tonyny - I am so sorry to hear about your loss. Welcome to the boards, and I, along with everyone else, hope that your future is bright.