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My 341 Pro Se experience!

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  • My 341 Pro Se experience!

    Hey all, after being given great advice on here, I went the Pro Se route and filed for my chapter 7. It was pretty simple, a no asset case. I don't have a car, or a mortgage, or really anything real valuable.

    And today I had my 341! I used the NOLO book for reference (checked out from the library for months on end), and it really helped. Read it all the way through, then went back to refer to it when doing my paperwork.

    Oh! One thing, I downloaded the PDF 'bundle' from my court and boy was it screwed up. It kept trying to 'copy' fields from completed schedules to the right fields in the other schedules, but it was super screwed up, and the fields were mapped all wrong. I tried working with it for at least a month and finally gave up. I wrote down all the forms I needed to fill out and downloaded those forms one by one from my court. I had to go back and fill stuff in by hand that was already done, but it was fine. Took me probably 20 hours to complete.

    Anyhow I filed, and the court clerks we SO SO helpful. After I filed, I immediately contacted my trustee to ask what she needed from me and what format she preferred. As soon as I heard back I mailed her what she needed. A few days before he hearing I emailed the trustees assistant and asked if she needed me to bring anything beyond what was provided. I was told no, just don't forget social security card.

    To make sure I knew how it worked, I went to another 341 hearing day (and FYI posted on the 341 hearing group all about what was asked by both trustees). Let me say, attending another 341 hearing to see what happened was super helpful and really helped tamp down on my nerves. It's not super formal, not like going to court and having to know all kinds of rules and rigamarole. It was just a hearing in a little room in the courthouse. People were wandering in and out, and one kid even ran up to the trustee to say hi and he thought it was funny. The parents, not so much.

    I figured the trustees would be super scary and trying to catch people out on stuff but they were for the most part helpful and kind. A little serious, clearly very smart and not into screwing around, and at times stern if people joked around but not too bad. I would rate them "Librarian" on the Mr. Rogers to Catholic Nun scale of scary.

    And as for being pro se, I saw so many attorneys that had no idea who their clients even were. There were attorneys who were on the ball, but most of them were young and in super cheap suits, and didn't say much at all. One dude had to be prodded out of some daydream when his clients were up at the table waiting on his sorry butt .

    My 341 was super fast (3 minutes, maybe) and to the point. I knew all the answers (the one that caught most people was the highest balance on their checking account in the last year) and it was 100% easy to get through.

    I can't thank the people in this group enough for all their efforts and good advice. I am now in the 60 day club! HURRAY!!!

  • #2
    Congratulations. Welcome to Club Sixty!
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog


    I am not an attorney. Any advice provided is not legal advice.

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