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Home Equity Loan after Chapter 13

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    Home Equity Loan after Chapter 13

    I recently made my final payment on my Chapter 13. I am waiting for discharge but thinking ahead. I have a manufactured home that will be discharged through my bk so I will have 100% equity. I also own the land that it sits on outright. It was paid for years ago. I need to replace the roof, paint the exterior and make some other cosmetic repairs... approx $10,000. My plan is to sell some time next year. Does anyone know of any lenders that might work with those circumstances for a home equity loan? Is it possible to get a loan so soon after discharge? I can get a co-signer if need be. Thank you in advance.

    #2
    You may want to look at FHA Refinance Loans.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog


    I am not an attorney. Any advice provided is not legal advice.

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