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Homeowners insurance on a non-reaffirmed mortage?

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    Homeowners insurance on a non-reaffirmed mortage?

    I am going out and getting quotes on new homeowners and auto insurance and was curious if anything is handled different with a non-reaffirmed house? Or does it just update on your policy? I also am ignorant to how the escrow works in regards to it? Do you have to wait just prior to the old policy is up for renewal so it's paid? I didn't want to have to pay a large amount out of pocket.

    Thanks for any help!

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