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Got our mortgage today

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    Got our mortgage today

    There is hope at the end of the tunnel 4 yrs ago exactly facing foreclosure leaving our home Filing CH 13 bankruptcy. Had to move into a tiny house to rent. Turned down for a mortgage in spring but in September got bankruptcy discharge papers & found a lender who was willing to work with us & listen to our story. Today we are the proud home owners of a 30 yr mortgage at a 6% rate not bad for being discharged 1 month after a 36 month ch 13 . It took struggling doing without at times but it is worth it . Stick to it don't give up . For all the people who ask we got thru this with 3 children now ages 12 ,9 & 4 . So they didn't wear designer they now have a nice home & realize the value of a $ Good luck to all of you Pedsrn85

    #2
    That is wonderful news! My story is almost identical to yours...this summer I plan to try my luck. How much did you have to put down?
    Chapt. 13 Petition Filed 9/29/07
    Case Confirmed 12/10/07
    59 mos done 1 payment to go

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      #3
      What did they hit you for for PMI?
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006

      "A credit card is a snake in your pocket"

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        #4
        got our mortgage today

        We went FHA & only put down three percent Our PMI was $3,626.00 there about .We are in Penna went with a New York Mortgage company they said they still go 2 yr post foreclosure . Best of Luck Carter Hope you are as fortunate as we were!

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