I'm trying to find financing for weight loss surgery. I eat a healthy diet and exercise- but, I can't keep the weight off. I have a couple metabolic issues which are causing my obesity but are also worsened by my obesity. I've meticulously followed a dieticians orders for the better part of a year for a whopping 10 lb weight loss. Basically- I need to lose weight to fix my metabolic issue to lose weight.. lol
This is hurting my earnings- I went back to school since bankruptcy and finished a degree in accounting. I'm now getting paid $13 an hour as an accountant. I'm the only part time accountant where I work and am paid the least by a landslide. I know a big part of it is that I don't have 'a professional appearance'. I feel like I could make back the $10,000 I need for weight loss surgery in a couple years- just because of the increase in earnings from actually having 'a professional appearance.' I'll have my masters completed in another 6 months or so. In other words- my earning potential is definitely there.
We own our home, we have a home mortgage through Chase and owe $72k on a home currently valued at $240k on Zillow. (We bought during the crash and did some repairs. We had a cash offer to purchase our home 'sight unseen' for $140k. So, we do have significant equity. Definitely enough to cover $10k. )
I would like to take advantage of this time where I'm stuck in a part time job and working on my graduate and knock out weight loss surgery at the same time so that I'm recovered in time to do a 'real' job.
My husband makes $50k, I'll earn about $12k this year. I have student loans of $6k. We have combined car loans of $700 a month- but we're not particularly upside down on either one. Our mortgage including tax and insurance is $600 per month. Both car loans are in my name- mortgage is in spouse's name.
Any ideas? Spouse has no credit card debt- I owe about a grand after I pay stuff off with my tax return. Unfortunately, I AM currently running a deficit every month. I went from a fulltime job making $13 an hour to a part time job making $13 an hour but with a further commute. But, I was desperate to get accounting experience- so took the job anyways just to break into the field.
This is hurting my earnings- I went back to school since bankruptcy and finished a degree in accounting. I'm now getting paid $13 an hour as an accountant. I'm the only part time accountant where I work and am paid the least by a landslide. I know a big part of it is that I don't have 'a professional appearance'. I feel like I could make back the $10,000 I need for weight loss surgery in a couple years- just because of the increase in earnings from actually having 'a professional appearance.' I'll have my masters completed in another 6 months or so. In other words- my earning potential is definitely there.
We own our home, we have a home mortgage through Chase and owe $72k on a home currently valued at $240k on Zillow. (We bought during the crash and did some repairs. We had a cash offer to purchase our home 'sight unseen' for $140k. So, we do have significant equity. Definitely enough to cover $10k. )
I would like to take advantage of this time where I'm stuck in a part time job and working on my graduate and knock out weight loss surgery at the same time so that I'm recovered in time to do a 'real' job.
My husband makes $50k, I'll earn about $12k this year. I have student loans of $6k. We have combined car loans of $700 a month- but we're not particularly upside down on either one. Our mortgage including tax and insurance is $600 per month. Both car loans are in my name- mortgage is in spouse's name.
Any ideas? Spouse has no credit card debt- I owe about a grand after I pay stuff off with my tax return. Unfortunately, I AM currently running a deficit every month. I went from a fulltime job making $13 an hour to a part time job making $13 an hour but with a further commute. But, I was desperate to get accounting experience- so took the job anyways just to break into the field.
Bankruptcy Wizard
Comment