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After my Chapter 13 drops off, will my credit rating drop as well?

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    #16
    justbroke, well, hopefully I'll know next month one way or another; I'll keep you posted.
    Latent car nut.

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      #17
      Originally posted by shipo View Post
      justbroke, well, hopefully I'll know next month one way or another; I'll keep you posted.
      Your score could go up for other reasons, such as your account has now aged. FICO is too hard to predict just which factor affected your score more! There's nothing fair about Fair Isaac.
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog

      Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.
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        #18
        A quick follow-up to my credit rating drop...

        Apparently I was being uncharacteristically prescient when I started this thread back in July; the explanation I got today was due to the dropping off of my final Chapter 13 account, which as it turned out was by far my oldest account, nearly 40 years since I opened it, my AAoA took a huge hit. Being a perennial "glass is half full" kind of guy, I guess the only way to go now is up.
        Latent car nut.
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