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    Credit Monitoring Service

    I currently pay $12/mo for being able to pull up my current copy of my credit report at anytime...

    is there a service on where i can pull all 3 up whenever
    I need to look at them??

    most services that ive seen, you can just pull them
    once and it is good for 30 days...or they just simply
    monitor your credit.

    Im looking to pay a monthly fee and be able to pull
    all 3 of them when i need to look at them.

    Thanks

    #2
    This is the closest reliable product to what you are asking for that I've found - myFICO's Score Watch at http://www.myfico.com/Products/Score...scription.aspx . You can try it for 30 days for free.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3


      I love this site.

      1st 30 days free then only 9.99 a month

      You can get all three bureaus WITH scores at anytime you'd like.
      Filed: October 1, 2007 341: December 10, 2007
      CONFIRMED: December 10, 2007
      Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!

      Comment


        #4
        Originally posted by lrprn View Post
        This is the closest reliable product to what you are asking for that I've found - myFICO's Score Watch at http://www.myfico.com/Products/Score...scription.aspx . You can try it for 30 days for free.
        This only does Equifax. It's extra for the other 2 bureaus.
        Filed: October 1, 2007 341: December 10, 2007
        CONFIRMED: December 10, 2007
        Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!

        Comment


          #5
          I use truecredit and its 14.95
          Chapter 7 Pro Se....Discharged Feb. 2006

          Comment


            #6
            Originally posted by MajorMike View Post
            www.mycreditkeeper.com

            I love this site.

            1st 30 days free then only 9.99 a month

            You can get all three bureaus WITH scores at anytime you'd like.
            You subscribe to their site?

            Comment


              #7
              Originally posted by dscurlock View Post
              You subscribe to their site?
              yes, and I pull my credit once a week. It's a great site!
              Filed: October 1, 2007 341: December 10, 2007
              CONFIRMED: December 10, 2007
              Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!

              Comment


                #8
                Originally posted by MajorMike View Post
                yes, and I pull my credit once a week. It's a great site!
                I will have to try them, I would be getting a better
                deal, and would be able to pull all 3, instead of just one.

                Thanks

                Comment


                  #9
                  Im In !

                  www.mycreditkeeper.com

                  I love this site.

                  1st 30 days free then only 9.99 a month

                  You can get all three bureaus WITH scores at anytime you'd like.


                  IM IN ! THANKS FOR THE TIP !

                  Best to all, Catchmeifyoucan
                  July 2006: Filed Ch13 :blink:
                  Oct 2006: Converted to Ch7 :clapping:
                  Jan 2007: DISCHARGED :clapping:
                  Nov 2007: CLOSED :yahoo::yahoo::yahoo:

                  Comment


                    #10
                    Originally posted by cindylynnsmith View Post
                    I use truecredit and its 14.95
                    You should be aware (do a google search) that TrueCredit is canceling memberships if you pull your reports more than twice a month, despite their advertising of unlimited service.

                    Further, if you get canceled by them for "excessive access" (as they call it), they will ban you for life AND TU will permanently block your online acess to your credit report from TU.

                    1000's of people have been affected by this.

                    Comment


                      #11
                      Originally posted by CATCHMEIFYOUCAN View Post
                      www.mycreditkeeper.com

                      I love this site.

                      1st 30 days free then only 9.99 a month

                      You can get all three bureaus WITH scores at anytime you'd like.


                      IM IN ! THANKS FOR THE TIP !

                      Best to all, Catchmeifyoucan
                      have you tried to signup yet? all I got
                      was a blank order page...

                      Comment


                        #12
                        Originally posted by CandyMoney View Post
                        You should be aware (do a google search) that TrueCredit is canceling memberships if you pull your reports more than twice a month, despite their advertising of unlimited service.

                        Further, if you get canceled by them for "excessive access" (as they call it), they will ban you for life AND TU will permanently block your online acess to your credit report from TU.

                        1000's of people have been affected by this.
                        well, thats how they choose to run their business. Word
                        of mouth will get around faster then their
                        best advertising. If you give a company a good recommendation, then they may get 1 signup, if you give them a bad recommendation, then they will loose 10 for sure.

                        they just do not seem to know how to run a good business.
                        they are spending a lot more on advertising then they would have too in order to make up for the bad rep.

                        Comment


                          #13
                          Originally posted by CandyMoney View Post
                          You should be aware (do a google search) that TrueCredit is canceling memberships if you pull your reports more than twice a month, despite their advertising of unlimited service.

                          Further, if you get canceled by them for "excessive access" (as they call it), they will ban you for life AND TU will permanently block your online acess to your credit report from TU.

                          1000's of people have been affected by this.
                          Ive been looking over truecredits.com TOS, nothing in their
                          TOS suggests that you can pull your credit report unlimited times, I did see this:

                          restricting the hours of availability, or limiting the amount of use permitted

                          it really depends on how you want to interupt even what the home page says:

                          Unlimited access to ALL THREE of your credit reports and credit scores.

                          well, you can pull your credit and you have access to login at anytime to view your credit report, it does not directly say you can pull your credit report at anytime of anyday...to me it implies you have unlimited login access to view your reports.

                          in order to get the numbers up, they make it sound as if you can pull unlimited times...there is nothing in TOS that i can
                          see that states that.

                          is this misleading, to get signups, yes
                          is it misleading in order to get more signups, yes
                          but thats about it.

                          Comment


                            #14
                            I never indicated it was a TOS violation.

                            Just and FYI as to what is going on at TrueCredit.

                            Take what you want, leave the rest

                            Comment


                              #15
                              yes I have heard from other members that this has been happening!!!! but i have been fine so far. If you aren't planning on check everyday you should be fine.
                              Chapter 7 Pro Se....Discharged Feb. 2006

                              Comment

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