Do i have to wait 10 years . Will every rental company deny me until then. Do people find after a year or 2 they don't look at that so much any more.
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Chapter 7 Filed 10/17/07
341 mtg. 11/15/07
Discharged 2/19/08
Closed on 2/26/08
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Most Ch 7 filers with good credit records after filing start getting decent offers 1-2 years post-filing. Some of our members have gotten great deals on new and used car purchases just months out of Ch 7. No way will it be 10 years if you make payments on time and get your financial act together consistently after you file.Originally posted by stopthebleeding View PostI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
financed with Ford Motor credit 2 months out of BK at 0.9% for 54 months (with a large downpayment coupled with a rebate totaled >25%down).....then bought another vehichle approx. 9 months later through capital one blank check with no downpayment at around 11% for 72 months.. Refinanced the capital one loan a year later through Christian Community at 6.75% for 60 months. It was all hard work and a lot of talking. I do have a good income and steady long term employment, which helped, but it CAN be done. It does not take 10 years! There is definitely hope!Chapter 7 Pro Se....Discharged Feb. 2006Comment
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Wow, Cindy thats great!!!!Filed: October 1, 2007 341: December 10, 2007
CONFIRMED: December 10, 2007
Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!Comment
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