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I received a letter in the mail today from Juniper Bank. They increased my credit line. How's that for strangeness. I've had the card since 2007. I was expecting the letter to say, we have lowered your credit line. Anyone else had this happen?
Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
Quite interesting to hear that since you filed in 2005.
My comments are solely based on my opinion. The information and links that I have
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Quite interesting to hear that since you filed in 2005.
I was surprised myself to say the least...it's my second card that I acquired about 9 mo. after discharge. My credit was outstanding prior to bk; my payments to them have, of course, always been on time & way above the minimum.
Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
You are being rewarded for your good, prudent and wise use of credit after filing. The key is that you are not being late with anything and I am assuming have not been applying for a lot of credit. Remember, just because they gave you an increase does not mean that you have to use it! :-) Watch their tactics...
_________________________________________ Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006 "A credit card is a snake in your pocket"
Yeah...they increased my credit by a grand & jacked my interest from 15 to 20%...Imagine that.....
Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
Who it was we were below, where we've been and where we go
HA! I wish my credit cards would increase my limits, especially around this time. It would be nice for Christmas...BUT, all I seem to keep getting are letters for a rate increase...I think I have gotten one for every card now, INCLUDING TARGET! LOL
Filed Chapter 7: 3-22-08
341 Meeting: 5-15-08 It went great!!!
Last day for objections: 7-14-08
Discharged and Closed: 7-21-08
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