Bk friendly Best Buy (HSBC) MasterCard Soft Hit Pre-approval

[needeed]

I was just discharged last month and was approved yesterday for the BB Rewards MC w/ a $750 limit. Not bad..

[junior88]

Hey guys what are your credit scores to get the BB card? I won't be discharged until June 14 from Chapter 7. I think I'll apply then. I am afraid of getting denied and also getting an inquiry on report.

Thanks

My TU score is 626 and my EQ is like 592 or something. My EQ score is really jacked up for some reason.

[junior88]

I saw today on my Score Watch that they inquired. I called the 800 number and it said they are processing so I'll see what happens. I applied for a Cap 1 last night too and wasn't declined on the spot. I don't know what that means but when I did it in September they said no immediately (pre-BK) They have to provide you or at least your attorney if you have one with something to prove you opened the account. At least a city, store where it was opened, something. Don't give up on that. I would pursue it to the hilt.

How soon did you apply for the Hooters card? I was thinking about doing them but since I did Cap 1 and this one I decided to wait. I haven't had an actual credit card in a long time.




Congrats Lisa, and I agree Lisa, you have to start somewhere. What is your score now if you don't mind me asking.

I was on the phone with Cap1 for 2.5 hours 1 day last week and they said they don't have to provide me anything. I do know the app was done online with them. At the same time I had $2k stolen from my checking account. Also, in the mail last week I got a letter from Cap1 saying I had applied for a new account with them, I told the lady at Cap1 that, and she didn't even care. I didn't apply for anything with them, I don't really like Cap1 to start with. I told them that they found the other account as fraud so why in the world would the second account be mine? I haven't hired a lawyer yet, I have worked in fraud in the past and I still have friends that do at local CC companies. I'm still working on it. I will not give up, just really is messing up my credit right now. If I wanted a CO on my CBR's I wouldn't have filed CH 7 in 2006.

I just applied for the Hooters card last weekend it. It seems like a good post BK card to get. $500 CL and a $48 AF. I'll just charge my gym membership to it and PIF each month. I use my Wells Fargo secured card all the time, the points program is good with it.

[LissaF26]

Oh good grief, I am ashamed to even tell you what my score is.... 499 as soon as Chapter 7 hit my report it dropped 75 points.

[maungoo]

I got declined by HSBC banks months ago and after I read this post I decided to give a try and I got approved for $300.00. This is my first insecured card after my discharged in June last year. My score are 560s.

[prettyobk]

I saw today on my Score Watch that they inquired. I called the 800 number and it said they are processing so I'll see what happens. I applied for a Cap 1 last night too and wasn't declined on the spot. I don't know what that means but when I did it in September they said no immediately (pre-BK) They have to provide you or at least your attorney if you have one with something to prove you opened the account. At least a city, store where it was opened, something. Don't give up on that. I would pursue it to the hilt.

How soon did you apply for the Hooters card? I was thinking about doing them but since I did Cap 1 and this one I decided to wait. I haven't had an actual credit card in a long time.

You'll probably be approved and for a higher line then I was. I had 2 accounts opened at Cap 1 as Fraud a few years back, I got them to remove 1, but I can't get them to remove the other one. They say they have proof that I opened it, I asked for the proof and was given the answer "we can't give that to you"! So, I have a CO on my file and then my BK from 4 years ago. If anyone has any advice on how to handle this Cap1, I'm sure open to hear it. Also, you should try for the Hooters Mastercard. I got approved for $500 with them. I also have a secured card through Wells Fargo which I guess they are not graduating to unsecured currently due to all these new fed crap.

Congrats Lisa, and I agree Lisa, you have to start somewhere. What is your score now if you don't mind me asking.

Hey guys I also applied and was approved for 100.00 CL I will be discharged June 14, 2010 from Chapter 7. I have to start somewhere. Thanks for posting the link to apply..

[LissaF26]

applied and......

Hey guys I also applied and was approved for 100.00 CL I will be discharged June 14, 2010 from Chapter 7. I have to start somewhere. Thanks for posting the link to apply..

[junior88]

I got the 10-14 day response too, then called the number too and it said they were processing it. I think I used to have my Equifax blocked from inquiries but I'm not sure if it's still blocked.

You'll probably be approved and for a higher line then I was. I had 2 accounts opened at Cap 1 as Fraud a few years back, I got them to remove 1, but I can't get them to remove the other one. They say they have proof that I opened it, I asked for the proof and was given the answer "we can't give that to you"! So, I have a CO on my file and then my BK from 4 years ago. If anyone has any advice on how to handle this Cap1, I'm sure open to hear it. Also, you should try for the Hooters Mastercard. I got approved for $500 with them. I also have a secured card through Wells Fargo which I guess they are not graduating to unsecured currently due to all these new fed crap.

[prettyobk]

I got the 10-14 day response too, then called the number too and it said they were processing it. I think I used to have my Equifax blocked from inquiries but I'm not sure if it's still blocked.

Hey guys, Just applied online...got the 10-14 day response...called the number due to the fact that I've been a ID Theft victim and have blocks on all my CBR's. Got approved for the big $100. Just got the Hooters card for $500. Anyone know how ofter the give CLI's on the BB card? Thanks!

[prettyobk]

I just applied for the hell of it. I'm fresh out of discharge...but I just didn't it. Hopefully the inquiry won't mess my score up much.

[junior88]

Approved for BB Card

Hey guys, Just applied online...got the 10-14 day response...called the number due to the fact that I've been a ID Theft victim and have blocks on all my CBR's. Got approved for the big $100. Just got the Hooters card for $500. Anyone know how ofter the give CLI's on the BB card? Thanks!

[Shuganon]

Discharged 5/11, Credit score's between 600 and 615. Approved for 300, no AF. Also, BB was one of the CC discharged in BK.

[LissaF26]

Card and Credit Scores

Hey guys what are your credit scores to get the BB card? I won't be discharged until June 14 from Chapter 7. I think I'll apply then. I am afraid of getting denied and also getting an inquiry on report.

Thanks

[sunkinsc]

So how long before you got the Best Buy card in the mail? I am a little concerned someone stole it or it is lost in the mail, it has been a over a month since I was approved and nothing has come in the mail.

[vb1962]

approved before discharge. $300 limit with no annual fee.