top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Credit report question

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

    Credit report question

    I was discharged 12/2009. I pulled my Experian and Equifax credit report.

    On the Experian reports they all say included/discharged thru chapter 7. Balance is 0 but towards the bottom it shows what the credit limit was and the highest balance i had and also in comments it says credit line closed grantor request reported by subscriber.

    On the Equifax report everything is ok but it does state the date of first delinquency and date of major delinquency
    Are these ok or can i dispute anything?

    #2
    Those are all allowable things for them to report
    You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

    Comment


      #3
      Ok thanks. I guess there isn't anything i can dispute to get the negative comments removed early.

      Comment


        #4
        Originally posted by blueking5 View Post
        Ok thanks. I guess there isn't anything i can dispute to get the negative comments removed early.
        Comments don't affect your score. And the bk public record on your report is like a nuclear bomb, so any comments that are looked at by manual underwriters will pale in comparison to that anyway. Work on getting zero balances and build a few positive trade lines and that should be what you need to rebuild.
        You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

        Comment

        bottom Ad Widget

        Collapse
        Working...
        X