Anyone have a Barclaycard?

[tobee43]

How long did it take for you to get your card in the mail? I was approved, but am still waiting on the card. I already received the pin for cash advances, but no card yet in the mail.

it took me i think about 7-10 days from what i recall

[jeff6898]

Guess a little off topic but anyone know if this a good cars for someone with no credit history? My son is looking to establish his credit.

[MC9199]

Did you, by chance, include Barclay in your original Ch 7 filing? I BKd a $12k balance with them a couple of months ago. I'd like to eventually get a CC for emergencies and it sounds like Barclays is sometimes post-bk friendly... not sure if that's true for folks like me!

No, never had Barclays before. I BK'd most of the other big banks, so I thought I'd go with them.

[GoGoGophers]

Did you, by chance, include Barclay in your original Ch 7 filing? I BKd a $12k balance with them a couple of months ago. I'd like to eventually get a CC for emergencies and it sounds like Barclays is sometimes post-bk friendly... not sure if that's true for folks like me!

[MC9199]

iTunes Rewards Barclay Visa

I applied through the link on the Apple store online. You don't have to make or plan a purchase, but they ask you to estimate the amount of credit you think you need. I selected $1000-$1500 and got approved online for $1590.

My Ch 7 was discharged April 2010 and my current TU score (according to one of the free score 7 day trial sites) was 675 as of yesterday (though the credit disclosure showed them a TU score of 703 for me).

[lblanchette]

How long did it take for you to get your card in the mail? I was approved, but am still waiting on the card. I already received the pin for cash advances, but no card yet in the mail.

[tobee43]

i just got one because i travel so much ..it was via virgin american airlines. the limit is 1500 no annual fee and an interest rate of 15.99. i only opened it because i closed orchard bank since they never reported to the credit reporting agencies.

i will only use it for plane tickets, and pay it off before the 30 days, so i didn't really care about the interest rate, but i do know at least they report to the agencies.

[Logan]

Logan Why would you close the card? there is No annual fee. would not make sense as it is a good trade line that reports to all 3 credit agencies

I started out with a higher credit limit but after I obtained a few cards in a short time they lowered my limit so after a while I decided to cancel (run on sentence). They did raise my limit as much as possible without pulling credit after I tried to cancel so I just kept it.
Bottom line, I was canceling it because of the low credit limit.

[pathfinders]

Logan Why would you close the card? there is No annual fee. would not make sense as it is a good trade line that reports to all 3 credit agencies

[Logan]

I have one. I called to close it a while back and they lowered my rate to 7.99% so I kept it. My limit is only $1050 and I'm sure they'd raise it if I called but I don't need the higher limit. The only reason I even keep it is that I have a few bicycles that have packs under the seats and I keep the CC's I don't use on my different bikes so if I'm out for a ride I have a credit card if I need one.

Logan

[pathfinders]

same here got approved .... took like 2 minutes

[exitar]

it is the rewards card and they sent me a letter this past saturday saying I was pre-selected.
I did it online and it only took one minute before it said I was approved.

[hughewil]

where did you apply and which barclay card was it?

[exitar]

I just got approved for 0% APR for six months then 17.99% with a $1500 credit limit.
It also has no annual fee or maintenance fees.