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Cfna firestone card

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    Cfna firestone card

    I applied and I was approved! Does anyone have any experience with this card?? Does it report to the credit bureaus?
    Retained Atty 4/2/12 - Filed 4/24/12 - 341 Meeting 5/23/12 - 7/30/12 It's all over

    #2
    I have it, it survived my BK in 2008.

    I use it from time to time. Just make sure you make your payment on time, the interest rate is like 24%. They even have online access so you can see your statement and pay your bill.

    Haven't had any problems. And yes, it reports to the 3 credit bureaus. And they have raised my credit limit 3 times over the three years (without my asking).

    Hope this helps.

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      #3
      I have had mine for 18 months, nice card with 0% for 6 months, it also reports to all 3 credit bureaus. I started at $850, now over $2600 credit line. Nice for those unexpected auto repairs or tires!
      November 2, 2009: Filed Chapter 7, December 10, 2009: 341 Done! January 11, 2010 Last Day for Objections! February 9, 2010 Discharged!!! February 12, 2010 Case Closed, MyFico on 11/09: 550, Now: 715!

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        #4
        Originally posted by NYY053 View Post
        I applied and I was approved! Does anyone have any experience with this card?? Does it report to the credit bureaus?
        Basically the same:

        http://www.bkforum.com/showthread.php?77341-Cfna
        Filed CH7 9/24/2010, 341 on 10/28/2010, Disch.&Closed: 1/6/2011. FICO EX: 9/2: 672.
        FICO EQ: pre-filing: 573, After BK Public Record: 568, 10/3: 673.
        FICO TU: pre-filing: 589, After BK Public Record: 563, 9/2: 706.

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          #5
          I believe that the Firestone card was the first unsecured card I received post-BK. The initial limit was $1,200.00. I'm not sure what the limit is right now. It may be the same, or it may have increased. I haven't checked in a while.

          The interest rate is high, but there are no fees, and any purchase over $299.00 is interest-free for six months. They do report to all three credit bureaus.

          I'm a proponent of cards like Firestone's for recovery from BK. They're easy to get, and because of their limited purpose and acceptance, they're a bit harder to abuse than Visa, MC, etc.

          -Richard
          Last edited by RichM; 01-14-2013, 03:13 PM.
          Filed Chapter 7: 8/24/2010. Discharged: 12/01/2010
          Member and Exalted Grand Master: American Sarcasm Society (A.S.S.).

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            #6
            How long after discharged should we wait to apply if we choose to get a cc. This one sounds good as it is very limited if needed although I'm still on a cash only policy.

            Pam

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