Way to get pre-approved store credit cards no credit check and rebuild credit

[tobee43]

Was the voluntary surrender a car that was included in your bankruptcy - like did you do a ride through? If so, then it won't show up on your report at all ... should just be the original trade line that says included in bankruptcy.

on the trade line it just had VS and then in the legend it had that VS stood for voluntary surrender. we turned the car in almost 10 months prior to our filing, but listed it on the petition in case there was any deficiency after the car was auctioned off. i just checked how they have it listed and it doesn't say IIB actually.

[Amy26]

Ah ok, its cause it happened 10 months before... boo.

[tobee43]

Ah ok, its cause it happened 10 months before... boo.

yes, but i think i can fight it, because it was included in the bk...but i think what you're saying is if it happened AFTER our filing they couldn't put it on there? right?

funny thing it also shows all the payments were on time LOL!! not one late payment just 3 years of perfect and then the VS.

[Amy26]

Right, you can only fight it if it says it happened after your filing date. Anything that legitimately happened before you filed is valid.

[Pjmax]

I'm in shock! One worked for me - Victoria's Secret. I have no use for it as I haven't been 'angel' material for about 15-20 years, but at least I feel like I'm rebuilding, instead of a total loser! Maybe it's good that I wasn't approved for something I would actually be tempted to use.

[Amy26]

Hehe, congrats. And the cards are very easy to get limit increases with as well... I think the first one can be 6 months after opening and then I do mine every 3 months or so.