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    Open accounts IIB?

    After disputing and getting the debts changed to IIB..should the accounts still say "open?"
    BK DISCHARGED~02/2006
    Aspire cc $400...CNAC (auto) $15,000
    FICO score 8/06 Trans (549) Exp (538) Equi (559)
    FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

    #2
    No they should say closed - because most creditors will close the account when bankruptcy is filed.

    You can dispute this, or close the account your self. May sure it says "Included in Bankruptcy - the date - and $00.00 balance due.....

    Hope this helps...
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      How do I close the account myself?
      BK DISCHARGED~02/2006
      Aspire cc $400...CNAC (auto) $15,000
      FICO score 8/06 Trans (549) Exp (538) Equi (559)
      FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

      Comment


        #4
        Originally posted by amyl View Post
        How do I close the account myself?
        Check out http://finance.yahoo.com/creditcards...e?a=20031003a1 for a good explanation of how to cancel a credit card account the right way. Good luck - hope it is a painless process for you.
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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          #5
          Should all other accounts remain opened as well?
          BK DISCHARGED~02/2006
          Aspire cc $400...CNAC (auto) $15,000
          FICO score 8/06 Trans (549) Exp (538) Equi (559)
          FICO score 9/7/06 Trans (583) Exp (564) Equi (621)

          Comment

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