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341 Meeting Charlottesville, Virginia - Be Honest and Don't Expect any Privacy

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    341 Meeting Charlottesville, Virginia - Be Honest and Don't Expect any Privacy

    Filed on 6 October '11. 341 Meeting on 18 Nov. There were about 20 others there, mostly couples. The individual meetings were recorded of course. You can hear all of the discussions between the debtors, Trustee, lawyers, etc. The Trustee was grilling some of the petitioners with questionable responses pretty hard.
    In our case he questioned why we had separate addresses (been living apart due to work locations) and we had to publicly discuss values of our assets, our marital difficulties because of the separation, and plans for counseling. BK is a matter of public record; if you have concerns about privacy, recommend that you deal with that before your meetings with the Trustee. Another minor issue: absolutely no cell phones, PDAs, etc are allowed in the building - That info is not posted anywhere and our lawyer/BK Court notices failed to inform us of that in advance; had to run back to the car to dump the phones; luckily the Trustee was also running late for the meetings.
    Stopped CC payments May 2010. Stopped mortgage payments Oct 2011. Filed 13 Oct 2011, Plan confirmed July 2012. Trustee required surrender of second home. Foreclosure sale completed May 2013. Now almost 2 yrs into the 5 yr plan payments

    #2
    Originally posted by markinva View Post
    Filed on 6 October '11. 341 Meeting on 18 Nov. There were about 20 others there, mostly couples. The individual meetings were recorded of course. You can hear all of the discussions between the debtors, Trustee, lawyers, etc. The Trustee was grilling some of the petitioners with questionable responses pretty hard.
    In our case he questioned why we had separate addresses (been living apart due to work locations) and we had to publicly discuss values of our assets, our marital difficulties because of the separation, and plans for counseling. BK is a matter of public record; if you have concerns about privacy, recommend that you deal with that before your meetings with the Trustee. Another minor issue: absolutely no cell phones, PDAs, etc are allowed in the building - That info is not posted anywhere and our lawyer/BK Court notices failed to inform us of that in advance; had to run back to the car to dump the phones; luckily the Trustee was also running late for the meetings.
    good information for those in your district filing.

    i don't think here in our florida district that our cell phones were any issue. interesting, since these are all federal courts.

    glad yours seem to go a bit smoother than others and welcome to the 90 club!
    8/4/2008 MAKE SURE AND VISIT Tobee's Blogs! http://www.bkforum.com/blog.php?32727-tobee43 and all are welcome to bk forum's Florida State Questions and Answers on BK http://www.bkforum.com/group.php?groupid=9

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      #3
      Welcome...

      Our area cellphones and pdas were fine. Just a notice on the door to turn them off.
      And yes, there are people there and will listen.. It's all public information anyways.
      8-25-2011 - Free Consultations. -- 9-03-2011 - Decided to file Pro Se
      9-15-2011 - Filed Chapter 7 Pro Se -- 10-17-2011 - 341 Meeting/No Asset Case
      Discharged 12-21-2011 - Case Closed 12-27-2011 - Another Pro Se'r has done it!!

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