An Order of Discharge Granted to......

[out4good3]

me!!!!!!

Signed by a Texas Southern District judge and posted on Pacer last night.

****cue the angels singing****

Hallelujah!!!!!

The case remains open, however, pending the accounts review by the trustee. Additionally, the trustee owes me back a final payment which I am hoping to be disbursed at the end of the month.

[LadyInTheRed]

YAY!!!!!! Congratulations!

[sophieanne]

Yay!!!!! I'm so happy for you/.I've been waiting to hear this from you! Congratulations!!!!!!! Just in time for a wonderful long weekend

[bobcat216]

Awesome news out4good3 and congrats!!!

I check Pacer everyday and I know the judge has my sign off from the Trustee. As Tom Petty sang "The waiting is the hardest part".

Now keep us updated on the rebuild as I know I would love to hear what other folks are doing post discharge.

[BNKRPTinNC]

Welcome to the club and congratulations! The rebuild process can now begin. I, for one, can assure you that life after a 13 has been great. We have been able to actually save and have learned how to cope without credit being a major concern when purchasing something. If we can't afford to pay cash then we do without or save until we have enough. I do have several credit cards and are used in lieu of but are paid off each and every month, without fail. Going on 3 years post discharge and credit scores are in the excellent range. Just refinanced mortgage to a 3% fixed rate 15 year mortgage which is saving nearly $100k over the term of the note. Stay the course and apply what you have learned over the past 3 or 5 years and success is yours.

[gld2pan]

Congratulations!! It's a great feeling. August was our 1 yr mark post discharge. We had to replace our 1998 Monte Carlo 1 month after discharge. Cap One loan 4.6% interest rate. Thought not bad considering. We got an unsecured credit card with Cap One about 4 months later. Interest rate is high 18% but pay it off every month. Then in July applied with our credit union and got a card with 9.9% interest rate and has reward of cash back. So using it now and same paying off each month. They just posted reward of $3.64 to our account. Nothing huge but getting cash for using a card and paying it right off is fun. Able to save money and pay cash for short vacation to coast this summer.

Enjoy and start saving and rebuilding!!!!

[dmc-2008]

Thats great news! Congrats!!!! Woot!!!

[out4good3]

Officially discharged a couple of days ago.....

And a full refund check in the mail from my over payment to the trustee according to NDC....

I'm having a great week!!!!

[wobbly]

Well done. Are you in shock or just really happy!

[out4good3]

Well done. Are you in shock or just really happy!

I am ecstatic.....

[spidge]

Congrats on a great accomplishment. What a feeling of joy.