I'm freaking out. My husband's truck died. It was a 1999. He obviously needs a vehicle to get to work. We have no savings and can't finance. What do we do?
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Vball I assume you are in Chapter 13 since you posted in this area. I am in the same boat. I know this may not be feasible, but my husband and I share the car. We work fairly close to each other and my job hours are flexible. It sucks, it's not easy. We wanted to save up a little and buy a junker that might run for a while and then when it would die we would buy another junker. We haven't been able to save up enough money. I think we are stuck sharing for a while. Call your attorney and see if they have any advice/options.I am not an expert. I share my experiences in the Wonderful Wacky World of Chapter 13! Filed 3-30-18 Confirmed 7-11-18 Discharged 6-8-22
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I purchased two cars during my Chapter 13, both old, and both for cash; I believe you only need approval by your Trustee if you want to finance a car.Originally posted by gremlin View PostFrom what I've researched getting another vehicle while in a chapter 13 is very possible, obviously you need to get it approved by your trustee first and the vehicle obviously has to fit in the budget.Chapter 13 (not 100%):- Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
- Filed: 26-Feb-2015
- MoC: 01-Mar-2015
- 1st Payment (posted): 23-Mar-2015
- 60th Payment (posted): 07-Feb-2020
- Discharged: 04-Mar-2020
- Closed: 23-Jun-2020
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