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2 Years done, 3 to go!

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    2 Years done, 3 to go!

    Just go a mail from NDC congratulating me for completing 2 years. I am in a 5 year plan with 100% payments. 3 more to go. Just wanted to share the news. So far it has been good. I hope the next 3 years move fast. Actually, based on my calculations, I will be done in 2 and a half years more (total only 4 and a half years) because 1 of my creditors didn't file a claim, and I am paying a little extra each month. I may try to bump a little bit more each month to finish in 4 years.

    #2
    Originally posted by anunezal View Post
    Just go a mail from NDC congratulating me for completing 2 years. I am in a 5 year plan with 100% payments. 3 more to go. Just wanted to share the news. So far it has been good. I hope the next 3 years move fast. Actually, based on my calculations, I will be done in 2 and a half years more (total only 4 and a half years) because 1 of my creditors didn't file a claim, and I am paying a little extra each month. I may try to bump a little bit more each month to finish in 4 years.
    Assuming you're in a 100% plan, then yes, an early exit/discharge is certainly in the cards; if not, your Trustee will most likely require to pay the full amount and distribute it to your other creditors.

    Congratulations either way, getting through a 60-month bankruptcy is no small feat; keep doing what you're doing.
    Chapter 13 (not 100%):
    • Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank cum Bank of Southern California
    • Filed: 26-Feb-2015
    • MoC: 01-Mar-2015
    • 1st Payment (posted): 23-Mar-2015
    • 60th Payment (posted): 07-Feb-2020
    • Discharged: 04-Mar-2020
    • Closed: 23-Jun-2020

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      #3
      Hi shipo, yes I am in 100% plan. Thank you for your comments. I looking forward for next years !

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