Completion of Payments

[Carmella]

Congrats!

[shipo]

Wow, I wish I'd found this site before my Chapter 13 was all but done (final payment had already been made but not yet discharged).

[crazytimes]

Congratulations crazytimes, yet another Chapter 13 success story!

Have to admit it seems like I just found this forum in 2017 before I filed to get information and now my payments are complete. In fact, wage deductions stopped a couple months ago but the trustee is behind. The first couple years was tough especially going through a divorce. I remember only having a few bucks in my account and sometimes nothing. Starting the 3rd year everything seemed easier and I was able to start saving and was somewhat comfortable. Was able to get a secured card through NFCU and after a year they changed it to a regular card. My limit has kept increasing and now at 10K with a zero balance. My credit score is 759 as of this morning. I can’t thank everyone on this forum enough because they guided me through it. When I felt like I could not finish I would read comments and somehow kept pushing on. If I can do it I feel anyone can. It may get tough and have to do without for a while but the end result feels fantastic. This forum got me through. Thank you all.

[shipo]

Congratulations crazytimes, yet another Chapter 13 success story!

[crazytimes]

Hello all,

‘’I saw this was entered in pacer today. “Notice of Completion of Plan Payments. Affidavit Requesting Discharge due by 10/11/2022”. I already did the affidavit yesterday and my lawyer is submitting today. I can finally see the end.