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    Claims

    I am filing a 13 100% plan in the next 60 days. I know it's unknown how many creditors will file claims but wanted to see how others made out in their 100% plan? I am keeping my cars and continuing to pay my mortgage with this plan. I have 97K in unsecured debt and owe 11, 500 to the IRS . My largest unsecure is 25K with Best Egg. Has anyone had experience with them or lending club and prosper? Thanks!

    #2
    It's entirely random. Most of the creditors will sell the debt to one of the junk debt buyers (e.g., LVNV, B-Real, Midland, Resurgent, etc.) The JDBs are very good at filing claims in a Chapter 13. As I think you have read, some creditors miss the deadline. Whether or not that happens is anyone's guess.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog

    Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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      #3
      To justbroke's point, while others have had a few, or even many, creditors not file a claim, others, myself included, had 100% of their creditors file.
      Latent car nut.

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