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    Confirmed!

    Our plan was confirmed this week!!! Now let the fun begin...waiting on all the claims to come in. We have until Jan 14th to wait and see who we will be paying back, so far we have our car of course, the IRS, a small medical bill, Cash Call and a credit card that had filed suit against us.....I feel so much peace right now. This has been a 3 year nightmare and I finally feel like someone just woke me up!

    Thanks for everyone's help!
    Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!

    #2
    Congrats to you !!!! If u dont mind me asking do you think your payments are feasible /liveable ??? and also did you run into any hurdles you had to jump to make it all work out ??
    Those who live in glass houses should not throw stones
    Chapter 13 filed 10-21-09
    Discharged 4-13-15

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      #3
      No we really didn't run into any problems. We are at 80% payback/1200 a mo. We are learning week by week live on our budget. For the first time in many years, we actually put some money into savings last payday--that felt so good! This has taught us so much about money and ourselves. Yes there are things we "wish" we had, but the days of trying to keep up with the Jones, is over for us. To be honest being cheap has now kind of become a hobby for us, who would have thought of being broke as fun? LOL
      Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!

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        #4
        Welcome to Club Thirteen!
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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          #5
          Hey! Great news! Welcome to the 60-month club!
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

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            #6
            I ditto justbroke and lrprn. Welcome to the 60 Month Club. It's a lot of hard work but CONGRATULATIONS!!!! anyway. Here's the first of your two unofficial, official Victory Dances:



            "To go bravely forward is to invite a miracle."

            "Worry is the darkroom where negatives are formed."

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              #7
              Thanks everyone!
              Filed August 09, all payments made as of July 12th, 2013.....Waiting on final audit and discharge!

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                #8
                Congrats.

                Hopefully mine goes as smoothly through this same court!
                19% dividend

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                  #9
                  Congrats!
                  Filed September 15 2009
                  Confirmed December 15 2009 :yahoo
                  Discharged! 1/31/12 New beginning has begun!

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                    #10
                    Good for you!!!! I can't wait
                    Take $10 billion from the government and then sue me...nice

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