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On my Equifax report
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Calvary Portfolio is a pain to. I am having issues with some debts not stating that they are in chapter 13 but they are.
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That's odd. All of my OC's mention Chap 13 or "included in bankruptcy". But I don't rememer seeing any reporting by the company that bought a couple of the debts after I filed. I think I'm due for another free credit report. I'll have to pull it and check. Reporting a debt that existed before you filed as included in a BK is allowed. But, I don't know about a creditor who purchases the debt after you file.
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I would bring this up with your attorney (or check PACER) and see if a notice of transfer of claim has been filed.Originally posted by freeme0215 View PostAppears an account that was on my chapter 13, that is now been bought by Calvary Portfolio...they are saying I have been paying them and I stopped in May of this year...WHAT???
It is now on my Equifax report, I of course reported it as a dispute to Equifax and they are saying it is a legit account, at this point what are my next steps,
The equifax report now says "petition for chapter 13" under the account I am sisputing
Anyone else have this happen to?
I filed in June 2010 and have been paying on my chapter 13 for 3 years...now this account appears...
Thanks
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On my Equifax report
Appears an account that was on my chapter 13, that is now been bought by Calvary Portfolio...they are saying I have been paying them and I stopped in May of this year...WHAT???
It is now on my Equifax report, I of course reported it as a dispute to Equifax and they are saying it is a legit account, at this point what are my next steps,
The equifax report now says "petition for chapter 13" under the account I am sisputing
Anyone else have this happen to?
I filed in June 2010 and have been paying on my chapter 13 for 3 years...now this account appears...
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