In Az, Title released Chapter 13, I think!

[grndmom53]

Husbands truck orig financed thru Wachovia Bank & was included in our 13. It was crammed down.. Made our last 13 payment in April. Also, Wachovia is now Wells Fargo.

Today we get a letter from Wells Fargo saying that their interest in the collateral was released electronically on 5/5/2014 & they are no longer being recorded as the lien holder. For further info about this title, please contact the Az state titling agency.

I really hope this means we can get the title! Husband is going to the motor vehicles tomorrow to see if it is actually ours!!

Now just waiting on our discharge!!

[justbroke]

If Arizona is anything like Florida's electronic lien and title, you could have ordered your Paper Title, if you wanted it on paper, for about $2.50! In Florida, the DMV charges an extra fee for an "express" (same day) title, but it may only be $10 or so more. If you need a duplicate title, then they charge almost $75 (at least in Florida).

Congratulations!

[AngelinaCat]

Good luck. Let us know how it turns out.

[LadyInTheRed]

I recieved my title in the mail 2 days after receiving a similar letter here in CA. I'd never been too fond of pink before that.

I hope you get yours soon!

[kmjatl]

Make sure you watch your credit reports with them...

I had the same lender. Wachovia, then WF. Had to call them multiple times to get the title sent out.

Once I received the title, they started reporting me as a charge off as opposed to IIB. They could mean the crammed down interest, but that does not amount to the $11K they claim they wrote off.

[grndmom53]

Thanks for all the replys!

Husband went to MVD yesterday & got the title. Since he no longer uses the truck we are going to sell it! He now needs a kidney transplant so it is difficult for him to get in & out of a big 4 wheel drive truck. Also gas mileage is terrible. Still waiting for discharge so I was surprised that Wells Fargo would release the title. We did make our last Chapter 13 payment in April..

I did call Cap One who has our car title, they said to send them copy of discharge papers! I will do that when I get them.

I am so happy I found this site years ago, couldn't of gone through the last 5 years without it.

Thanks again for all your help...