Discharged!

[LadyInTheRed]

Those are wonderful was to pay it forward, Sammie. One thing to think about with the Food Bank is that if you give them the cash you would spend on food, they can make your money go further than you can. That's the case with my local food bank anyway. When I volunteered, they said they can get $9 of food for every dollar worth of food we can buy. Donations of food may be better for smaller organizations. Before you go out and buy those turkeys and hams, you might want to call your local food bank and find out if they would prefer the cash. Here's are a couple of articles on the topic, but they do focus on donations of can goods rather than fresh food. http://www.mnn.com/money/sustainable...-at-food-banks http://www.slate.com/articles/busine...old_food_.html

Next time you want to repair an appliance, try ordering your parts at http://www.appliancepartspros.com/ You have 365 days to return a part if it doesn't solve the problem. Since I have been in Chap 13, I have bought parts from them to fix my washing machine, range and refrigerator. They also have a page where you can search for a solution for your problem. If you don't find a solution there, google a description of your problem and the make and model of your appliance and you very well may find help.

[Sammie]

LITR thank you so much for the information. I am going to check with our Food Bank about the money.

[melrob1]

Congrats! How were you able to finish early?

[sheltielover]

Congratulations!! I love love love this! We are a year into our 5 year plan-- so I love seeing positive posts! Congrats Sammie!

[Sammie]

Once again thank you everyone! melron1 We sent all of our payments in usually 2 wks. before they were due, and never expected an early closed plan. Our Attorney said that almost all of the CC companies never filed a claim, & those that did were minimal & dismissed. None of our debts were secured. Mtges. are paid outside of our plan.

In the past week we have been deluged with junk mail for new credit cards, new cars and refinance of our Mortgage. Each letter starting the same way, "Congratulations on the Discharge of your 13 Bankruptcy". How do these people get this information? I don't know, but each letter went right into the shredder.

Been there, done that! Never again. sammie

[BNKRPTinNC]

Once again thank you everyone! melron1 We sent all of our payments in usually 2 wks. before they were due, and never expected an early closed plan. Our Attorney said that almost all of the CC companies never filed a claim, & those that did were minimal & dismissed. None of our debts were secured. Mtges. are paid outside of our plan.

In the past week we have been deluged with junk mail for new credit cards, new cars and refinance of our Mortgage. Each letter starting the same way, "Congratulations on the Discharge of your 13 Bankruptcy". How do these people get this information? I don't know, but each letter went right into the shredder.

Been there, done that! Never again. sammie

Love getting this kind of "JUNK MAIL". Am still getting it but not like right after discharge. Gotta admit that it sure beats the bills I used to get.

[LadyInTheRed]

How do these people get this information?

It's all public record and all available electronically or by going to the court house. There are people who make a living sitting at the court in front of computers making lists of whatever kind of information an advertiser is looking for based on documents filed each day.

[dmc-2008]

Congrats!!!!!!!'

[AngelinaCat]

Love getting this kind of "JUNK MAIL". Am still getting it but not like right after discharge. Gotta admit that it sure beats the bills I used to get.

Yeah! Our mailbox stays mostly empty now, and that is good.